I was chatting with a friend the other day, and her sister messaged her on Skype. Her sister was curious as to about how much she should be spending on common household expenses. Well, I was also curious and decided to hit the books to see what good rules of thumb are. According to the Motley Fool, you might consider the following very rough guidelines: Housing and … [Read more...] about How Much Should You Budget?
Everyone is looking for a fast buck in the stock market these days, but they forget there just isn't any substitute for following good basic advice. So here is a list of personal finance advice that works. 1) Pay Off High Interest Debt. If you have any credit card debts, payday loans, title loans or other high interest garbage, pay it off. Credit cards will charge you … [Read more...] about Don’t Forget The Basics
Every consumer has been somewhere before that they needed wifi very badly and none was available. Even if they found it, the wifi was spotty at best. Well FreedomPop seems to have an answer for this issue. It's a wireless services that cost nothing and provides you with a great wifi hotpot, but is FreedomPop really free? … [Read more...] about Is FreedomPop Really Free? – My FreedomPop Hotspot Review
It is mid winter here in Oregon and the weather is projected to be 40 degrees and rainy for the next two weeks. So, if you're like me you're probably wanting to stay warm on the cheap. Here are three things you can do to save money heating up your place. These ideas aren't earth shattering, but they work reliably. … [Read more...] about Tried And True Ways To Cut Your Heating Bill
Many people claim that having some money saved up is one of the best things you can do for yourself. For the most part, this is true. Having savings makes sure you're always prepared for whatever comes your way. At the very least, it's a prudent habit that can lead you to better things in the future. However, saving money isn’t always an excellent strategy for a couple of … [Read more...] about Why Saving Isn’t Always A Good Strategy
When it comes to money, we’re often worried we’re falling behind and not on track with what a normal person of (insert age here) should, could or would be saving. This idea is not restricted to saving by any means; you can find the same idea with the cars we drive, houses we live in and even our evening plans. We are constantly trying to keep up with someone else. But when it … [Read more...] about How Much Money Should We Be Saving?
We have to eat to live, but are you spending too much of your money on food? The United States Department of Agriculture releases a monthly report on the cost of food. Couples who are on a tight budget spend an average of $493.40 a month, while some spend an average of $765.20. And, this only includes food prepared at home. Add eating out and you have a much higher amount spent … [Read more...] about Here Are Some Easy Ways to Save Money On Food
Moving long distance, whether across the nation or across an ocean, is an expensive venture and a way different experience compared to moving in-state. Intrastate state moves can cost just $1,170 on average; inter-state moves can cost $4,000 or more. During this stressful process, car shipping is often one of the biggest moving expenses. So what's the cheapest way to ship your … [Read more...] about What’s The Cheapest Way To Ship Your Car Long Distance?