New Survey Shows Average Amounts That Turn Off Suitors

How much debt repels daters?Which is the worst first-date mistake – talking about an ex, eating food off your date’s plate, or mentioning that you are heavily in debt? [click to continue…]

Student loan delinquencies are soaring

Student Loan Delinquencies Are Higher Than Any Other Type of Credit in the U.S.

According to recent data from the New York Federal Reserve, our $1.38 trillion in outstanding student loan debt is second only to mortgage debt but comes with a higher delinquency rate.

As of the end of 2017, approximately 1.3% of mortgage balances were delinquent by ninety or more days. With student loans, the delinquency rate is a startling 11% – and that figure understates the problem.
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Retirement confidence is increasing -- but should it be?
Is the rising stock market giving workers confidence that they will have enough money to live comfortably in their retirement years?
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Post image for Groaning About a Loan? Know the Differences Between Auto and Mortgage Loans

There are two types of loans that you might be familiar with: big loans, and small loans. Each type of loan covers specific items and purchases and will have different effects on your buying power and credit. [click to continue…]

7 best buys for mothers' day giftsIt’s time to honor that special woman in your life. Mother’s Day is approaching, and whether you are buying for your mother, your wife, or both, consider some inexpensive alternatives or ways to save money on classic Mother’s Day gifts. [click to continue…]

It began as the punniest holiday ever but quickly grew into an earnest (if somewhat random) celebration of the long-running (and still going) Star Wars franchise. [click to continue…]

Bitcoin IRAHow’s your 401(k) or IRA doing? A typical 401(k) plan returns from 5% to 8% based on a portfolio of 60% stocks and 40% bonds and other conservative investments. If your retirement plan is not meeting expectations, you may be tempted by the high returns of cryptocurrencies like Bitcoin – but should you be wary of incorporating cryptocurrency into your account? [click to continue…]

This Lender Repos 1 In 3 Cars It Finances -- How to Avoid This CycleYou frequently hear about America’s crushing student loan debt, but cars are not far behind — especially subprime auto loans. [click to continue…]