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If you’re reader of DINKs, you’ll know that we make an effort to bring high quality personal finance information.
Along these lines, I wanted to share some key recommendations made by Eric Tyson. Tyson is a former journalist with the San Francisco Chronicle, and has taught courses on personal finance at several universities in the bay area. Tyson’s book Personal Finance for Dummies is the best all around introduction to the topic I’ve read in years.
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According to the Federal Reserve’s most recent Survey on Consumer Finance, the median savings account for Americans contains $4,500. When looking at the survey results, you can see that younger Americans tend to have less in savings. However, their accounts grow as they age. But how do we know if $4,500 is enough? Well, unless you can make $4,500 last for 3-6 months as your emergency fund then odds are, you need to save more money.
It is a well-known fact that American’s as an aggregate have trouble saving more than they spend. But that doesn’t mean you have to fall into that bucket! Break the habit of not having enough saved by recognizing some of the biggest telltale signs of inadequate savings and using the remedy below to get ahead with your savings rate.
Ever wonder what the majority of the wealthiest people in the world have in common? They all own real estate.
Real estate can come in all shapes and sizes (no pun intended). The strategies used vary greatly, but all that means is that you can choose one that fits your preferences and skills best.
This article outlines some of the most profitable real estate methods out there. Let’s dive in!
Embarking upon a new relationship is a wonderful time in life—emotions are running high and you have ton of optimism about the future you will build together. The last thing you want to do is jeopardize your love by discussing mundane things like who brings home the bacon. But when you are getting together issues related to money are inevitably going to come up. Whether you are a same sex couple or not, or just cohabitating, you might consider discussing your finances together.
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Came across an old reference to this when doing some stock research. I love how some trading wisdom is timeless.
12 commandments – from Carret (1930) Art of speculation.
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Side hustles are becoming more prevalent in society than ever before. There are side hustles for just about every type of person and new ones are being created every single day. Most people equate side hustling with being a solopreneur or working by yourself. However, that’s just not true. There are plenty of side hustles for couples — you just have to choose the right side hustles!
Most people reading this know a thing or two about the veracity of student loan debt. Today, Americans owe more than $1.3 trillion in student loans, which puts serious drag on the economy. Still, we’ve all trudged along, paying those monthly payments that seem unending. The Class of 2019 will feel the sting of student debt more than their parents did, say, 20 years ago. And not only is college getting more expensive with each passing year, but young people are also attending college in record numbers. Fortunately, there’s plenty of debt to go around.
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Dual Income, No Kids launched in the spring of 2006 and is now part of District Media, LLC. With over 10 million visitors and syndication on Google News, District Media delivers high-quality personal finance news and advice. Our 58 blogs inform, empower, educate and entertain the public -- free of charge, with all operating expenses financed by advertising.