The holiday season brings to light problems that you don’t typically face, like how rude your great aunt Mabel is. However, since you only see her during the holidays, you can tolerate her behavior. Yet, that’s not the case for some holiday-related issues. For instance, you may have spouse who gives you expensive gifts that you hate. How do you handle this sticky situation? … [Read more...] about What to Do If Your Spouse Gives You Gifts You Hate
If you and your spouse have a large age gap, you’re not alone, especially if you’re in your second marriage. While only 5% of men in their first marriage are married to a woman 10 years or younger than they are, that figure jumps to 20% in second marriages (Pew Research). If you have this age gap, you need to carefully plan how to retire as a couple with age disparity. … [Read more...] about How to Retire as a Couple with Age Disparity
We’ve owned our house for seven and a half years now, and we’ve made several improvements such as replacing the worn-out carpet in the bedrooms, painting the entire house inside and out, and painting our kitchen cupboards. Soon, we’ll be replacing our master shower with tile. I keep a separate category in our budget for home improvements, but I’m going to start keeping good … [Read more...] about Keep Good Records to Pay Less in Capital Gains
The media loves to point out that one major cause of divorce is financial disagreements. Maybe the media talks about that so much because every marriage in the United States has a 40 to 50% chance of ending in divorce. That’s enough to make you consider not getting married! However, consider the flip side of this that’s never mentioned in the media—couples who effectively grow … [Read more...] about 7 Tips for Couples to Effectively Grow Wealth Together
If you’re like many people, you may make an effort in December to donate. Maybe you buy a toy for a child in need or contribute a few coins or dollars to the Salvation Army pot outside the grocery store. However, if you are in a good financial situation, why not consider starting 2022 with a random giving fund to make giving part of your life all year long? … [Read more...] about Start 2022 With a Random Giving Fund
If you’ve decided as a couple that you don’t want to have kids, you likely spend both time and money making sure you have effective birth control. As you reach your 30s, you may look for a more permanent birth control. A woman could choose to have a tubal ligation, or a man could choose to have a vasectomy. However, many doctors prefer to perform these surgeries on people in … [Read more...] about Will Your Health Insurance Cover Vasectomy Costs?
We often think of documents like life insurance being just for those adults with children, but as DINKS once you reach a certain age or a certain level of responsibility, you should have a level of insurance protection. Surprisingly, sometimes DINKS need certain insurance policies more than their peers with children. What follows are the insurance policies DINKS should have. … [Read more...] about Insurance Policies DINKS Should Have
The writing is on the proverbial wall — inflation and supply chain shortages are here. The news is covering it, and there is a lot of chatter about it in online forums. The media is reporting that we're likely to have a few more months of shortages and price increases. At this point, the Federal government is doing its best, but it got a lot on its plate. A quick fix to … [Read more...] about Coping With Inflation and Supply Chain Shortages
We’ve all seen the stories of couples who renovate their homes and end up hating each other. What are some reasons why home renovation destroys relationships? In this post, we will explore these reasons in depth. … [Read more...] about 6 Reasons Why Home Renovation Destroys Relationships
When my grandparents got older, they moved in with my mom. Then, after my grandpa passed away and my grandma needed to go to medical appointments or hair appointments, my mom or one of her other children drove her. Though American families increasingly live further from one another, there are usually one or two children who live nearby to help their parents in their old age. … [Read more...] about Do DINKs Need a Larger Retirement Fund Than Their Peers?