Peer to Peer Lending

Peer to peer lending (P2P) has become a way to earn a nice return on your penny and is now not only available to the millionaires and billionaires of the world. Investing in debt has never been so easy, with websites that allow you to do just that. In this article, we will cover all the ins and outs of P2P lending.

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New Years is right around the corner.  This is typically a time when people take stock of their lives and determine what they want to do better in the coming year.

If you want a financial resolution thats easy to do, consider tracking your spending.  It is very simple.  All you need to do is write down your expenses every day for 30 days.  I started doing it a couple of weeks ago.  Pretty much, I just got a notebook and have been writing down how much I spend and how much I exercise.   Here are the results from before Christmas of this year.

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This posting looks at millionaires and charitable giving. The general conception is that millionaires often give much of their wealth away to charity. In fact, in the blogosphere, this characteristic is viewed as one fundamental defining difference between millionaires and regular folks. However, its far from clear if in fact millionaires do give away more to charity.

While some wealthy people undoubtedly do give away more, a lot of thinking on millionaires is driven by Stanley and Danko’s The Millionaire Next Door. The Stanley and Danko piece is one of the most popular books in personal finance ever, but there are serious problems with their data.

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Hello All,

For all our readers, we wanted to let you know how much you are appreciated.  Best wishes for a wonderful holiday and a happy new year!



I keep finding myself listening to Robert Kiyosaki. Part of me loves him, part of me hates him. His mantra “the rich buy assets, the middle class by liabilities they think are assets and the poor buy liabilities” keeps getting stuck in my head every time I think about buying stock.

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We all know that paying bills isn’t sexy or fun, but it is part of having a healthy financial life. Everyone pays their bills differently, but I’d argue that the more steady your strategy is the better.

Most of us have some kind of system in place, but it’s always good to take a look to see if everything is working. Some questions to ask when developing your bill pay system:

  • Do you pay yourself first? This is a must.
  • Do you have all of your bills estimated and know when they are due?
  • Do you have an automated system where you don’t have to think about this fun task?
  • Does your strategy prevent you from getting dinged with late fees? If you ever get hit with these, rethink your system.
  • Is the money left over at the end of the month working for you in an interest bearing account?

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by James Hendrickson on December 9, 2019 · 0 comments is an excellent resource

I occasionally come across little gems on the internet that are worth sharing with the dinks audience.

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Jean Chatzky Net Worth

Jean Chatzky is a prominent figure in the personal finance realm. She constantly speaks at personal finance conferences, giving advice to those on all stages of their personal finance journey. But I always wonder, what is Jean’s story? That said, this article’s purpose it to provide an appropriate level of background on Jean Chatzky.

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