The number of cardless ATMs are increasing as most people now have some kind of cellular phone. These ATMs have been around for about five years, but the concept is still new to many people. A regional Midwestern bank, Wintrust Financial, was one of the first banks to offer a cardless ATM to its customers. … [Read more...] about Protect Your Money – Is Using a Cardless ATM Safe?
Scams & Ripoffs
Hi All, This news is a little bit late, but its worth mentioning. Evidently CNBC is reporting that Wells Fargo Bank is banning its employees from participating in peer-to-peer lending platforms like Prosper.com and LendingClub.com. The main reason is because peer-to-peer lending has started to cut into the business that Wall Street Players like Wells Fargo have traditionally … [Read more...] about Wells Fargo Bans Staff From P2P Loans
Hi All, The world is full of misconceptions about money and class. One particular misconception that a lot of people don't understand is the role of charitable trusts in maintaining wealth and power. Charitable trusts are basically a way for the wealthy to retain control of business ownership without the tax man getting involved. When a large fortune is made, such as the … [Read more...] about Charitable Trusts About Power and Control, not Charity
Hi All, I've been at my new position for about six weeks now - roughly three pay periods. I've been contributing the maximum to my 401k and have been getting company match. This evening I sat down and had a look at my retirement balance. It made me smile. The total is about $1,600 which is great for having contributed twice! So, if you have a retirement account, … [Read more...] about Fund that 401K
Since you're probably not glued your computer watching the financial news 24/7, you most likely didn't notice that Robert Kiyosaki of Rich Dad Poor Dad fame had a little problem with one of his companies going bankrupt. Yep, bankrupt, as in out of business, finito. Since the internet delights in the misfortunes of others, the circumstances have been widely reported. … [Read more...] about The Checkered Legal History of Robert Kiyosaki
Good Morning DINKS. This is an impromptu post, it was not planned but last night something happened to me and I just have to share the story with you along with my feelings. I am feeling a whole slew of emotions about my recent Credit Card experience and I would love to hear from others who are been in or who are currently in the same situation. Last night around 7 pm just … [Read more...] about I Just Cut Up My Credit Card… And Not By Choice!
As you may remember, in 2007 I bought a Honda Civic (actually in 2007 I overpaid for a Honda Civic) and in 2010 I sold it. I loved my car but I didn’t use it enough to justify the cost. Some days I miss my Honda Civic but most days I enjoy saving the money. The purchase price of our car is one expense, but the upkeep and maintenance of our car is a whole other expense. The … [Read more...] about Don’t Get Ripped Off at the Garage
Hello DINKS. Today we are discussing a topic that is related to both finance and to couples. When we are in a couple everything we do or don’t do in our lives is directly or indirectly related to our spouse. The money we make and the money that we spend affects our spouse. If we do something wrong in life and it has awful repercussions, we have to be aware … [Read more...] about Are the Madoff Family Members Innocent Victims or Willing Accomplices?
This week at my bank branch we had a major case of Identity Theft. Thank goodness the loss was only minimal, but unfortunately the lost money can never be recovered. This is the scariest thing about Identity Theft, the person who has stolen someones identity doesn't actually exist because they have assumed the identity of someone else. The other really scarey thing about … [Read more...] about Can We Really Prevent Identity Theft?
(Guest Post by Ross) Credit card fraud has been a enormous problem since the credit card was first introduced in the 1950's. Before the internet, the main way that this type of theft was committed was by stealing and using the physical card. Today, this type of theft has grown to become much more sophisticated. Organized hacking groups attack websites specifically to … [Read more...] about How Safe is Your Credit Card Information?