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Author Archives: Teri Monroe

Teri Monroe About Teri Monroe

Teri Monroe started her career in communications working for local government and nonprofits. Today, she is a freelance finance and lifestyle writer and small business owner. In her spare time, she loves golfing with her husband, taking her dog Milo on long walks, and playing pickleball with friends.

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8 Ways Couples with No Children Can Make Millions with Real Estate Investing

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real estate investing
real estate investing
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Real estate investing can be one of the most lucrative and stable ways to grow your wealth. On average, according to the S&P 500, residential properties generate an average annual return of 10.6%, while commercial properties average 9.5% and REITs 11.8%. But making the wrong decisions can leave you in financial ruin. Here are eight ways couples with no children can make millions on real estate investments.

1. Invest in Commercial Properties

Commercial real estate investing can be very lucrative if you know what types of properties to invest in. Many traditional office buildings struggle to retain tenants as many workers didn’t return to the office after COVID. However, other commercial spaces like warehouses, retail spaces, mixed-use buildings, hotels, and special-purpose buildings could all be good investments. Choosing the right location is also essential if you want to get a good return on your investment.

2. Buy Residential Properties

If you’re interested in managing residential properties, you could invest in multifamily homes, apartments, condos, or townhouses. You’ll want to start small and choose a good location. Make sure that the numbers make sense and rental prices in that area can cover your mortgage, taxes, insurance, and maintenance while turning a profit. If you don’t have experience managing tenants, you may also want to hire a professional management company.

3. Rent Your Primary Residence

Many couples rent out their primary residence to cover their mortgage. This frees up additional money for couples to invest and grow their wealth. You may want to consider buying a multifamily home for this reason.

4. Purchase Vacation Rentals

Vacation rentals during peak season can rent for a premium price. Vacation rental real estate investment is a good way to build your portfolio. If the area you buy in is an up-and-coming tourist destination, your property will likely appreciate well. You’ll want to consider rental laws in that area before making your purchase. Since vacation rentals are labor intensive, you may also want to price out the cost of a management service, cleaning service, and other maintenance like lawn care.

5. Own Shares of Investment Properties

If you don’t have enough capital to purchase an investment property outright, you may want to look into REITs or crowdfunding. These may have high potential for returns but usually have more risk. You also won’t have to manage the property yourself.

6. Buy in Affordable Markets

If you purchase a home in an affordable market that continues to grow, you can make millions. Look for signs of a growing economy like new businesses, major infrastructure projects, and new arts and culture initiatives. You may also want to choose a spilling-over area from a major city. Your best resources are talking to locals and real estate agents about the area.

7. Flip Homes

If you are handy, flipping homes may be a good real estate investment for you and your partner. You can always hire a project manager to help you flip houses, but this can be more costly. As you hire professionals, make sure that they are trustworthy to best protect your investment. If you overspend on a flip, you can quickly lose money.

8. Target Luxury Properties

If you have experience with the real estate market, you may want to target luxury properties. The appreciation potential on these homes is high and they tend to hold their value better even in downturns. However, luxury properties take longer to sell and often have more particular buyers. Make sure that you understand the market to make the best investments.

Have you invested in real estate? What has been your experience with real estate investing?

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12 Hard Jobs That Pay Far Less Than You Think

12 Hard Jobs That Pay Far Less Than You Think

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Hard jobs that don't pay as well as you think
Hard jobs that don't pay as well as you think
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Not all jobs pay equally, and some of the hardest, most essential roles are shockingly underpaid. While we often associate demanding work with higher compensation, that’s not always the case. In this article, we’ll take a closer look at 12 jobs that might surprise you with how little they actually pay, despite the skills, effort, or risks involved.

1. Teachers

You may think that teachers get paid well for educating our youth, but that isn’t always true. Depending on what state you live in, teachers may be underpaid. The national average pay is just under $70,000. But adjusted for inflation, on average, teachers are making 5% less than they did 10 years ago. West Virginia, South Dakota, and Florida all pay their teachers just over $50,000.

2. Home Health Aide

The national average annual salary for a Home Health Aide (HHA) is around $33,000. This number can vary based on location and experience. However, considering how demanding this job can be many HHAs are underpaid.

3. Retail Associate

Retailer workers have a very physical job where they are on their feet for long periods of time. In addition to the physical demands of the job, retail associates often have a demanding schedule including weekends and holidays. Some retail jobs only pay minimum wage. Other roles use a commission structure. But as brick-and-mortar store sales have decreased, many retail workers on commission make much less money than they used to.

4. Janitor

While ZipRecruiter is seeing salaries as high as $23.76 and as low as $9.92 for janitors. Janitors often work night shifts and have very physically demanding jobs.

5. Chef

You may think that all chefs get paid well, but some kitchen jobs are underpaid. Line cooks for example make around $35,000 per year. Line cooks in some parts of California make the most money, while line cooks in small towns or rural areas make the least.

6. Waiter

Since waiters rely on tips, some are very underpaid. The national average salary for waiters and waitresses in the United States is around $32,000. This includes both the base salary and tips. 

7. Journalist

You would think that since many journalists have college or master’s degrees that they would be paid well. In reality, many journalists struggle to make a living wage. Smaller market areas usually pay less than bigger cities. However, getting a job in a larger market or for a national publication is very competitive. The national average salary is around $60,000, but entry-level journalists make around $38,000.

8. Customer Service Agent

A customer service agent makes about $20 per hour. Agents usually have a stressful job and have to deal with many unhappy customers a day. Considering how important their job is to provide a good customer experience, this role is usually underpaid.

9. Firefighter

Firefighters risk their lives for their job and yet many are underpaid. In some areas, firefighters are only volunteers. The average national salary for a firefighter in 2025 is around $59,000. In Florida, firefighters only make $44,000 per year.

10. Corrections Officer

The national average salary for correctional officers was $54,000 in April 2025 according to ZipRecruiter. Considering the riskiness of this job, some would say that it is underpaid.

11. Housekeeper

The national average salary for a housekeeper in the United States is around $33,000 per year. Many housekeepers have to purchase their own supplies and their work is very taxing.

12. Mayors

While mayors of larger cities typically get paid well, small-town mayors often don’t receive a salary. Some only make a small stipend for the year. Since they still have to make tough decisions for their town, this role may be underpaid in some communities.

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How Your Single Friends Might Be Sabotaging Your Finances

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single friends sabotaging your finances
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Are some of your relationships with single friends having an impact on your finances? DINKs often have different financial goals than their single friends. A new Bread Financial study reveals that 26% of consumers feel financially incompatible with friends. Sometimes, this can put a damper on your relationship. Here are some reasons why these single friends may be sabotaging your finances.

No Accountability

Your single friends are used to not having the same financial responsibilities. They may not have expenses like a mortgage or a car payment. They may be accustomed to being able to afford expensive meals and vacations. You may feel pressure to take part in these budget-busting activities to maintain the relationship. The same Bread Financial survey found that seventy-four percent of Millennials and 67% of Gen Z admitted to breaking their budgets to socialize with friends.

Expectations

Some single friends may expect you to pick up the tab if you make more money. Without direct conversations about expectations, you may be feeling slighted by your friends. Before you go out, be clear on what you’re willing to pay for or how you would like to handle things like the bill at a restaurant. If you aren’t clear, your single friends may sabotage your finances.

Borrowing Money

If you are more financially stable than your single friends, they may look to you when they need money. Just because you have two incomes doesn’t mean that you should always support your friends. The survey found that 30% of people who have borrowed money from friends never repaid them. As a result, 21% of survey respondents have lost a friendship over money.

Comparison

If you talk about money with your single friends, you may feel like you are falling behind. You shouldn’t take financial advice from anyone who isn’t in your situation. Single friends may have more savings or investments because they are in a different stage of life or have more disposable income.

Communication is Key

Try to have an honest conversation with your single friends. They may not realize that you have different financial obligations and needs. Just because your financial situations don’t align doesn’t mean that you aren’t compatible as friends. After having a conversation, if things don’t improve, you may need to reevaluate how much time you spend with these friends.

You may need to realize that your finances and your partner are more important than certain friendships. Some adjustments may need to be made, like you might need to steer clear of discussing your finances with these friends. Maybe you need to put your foot down when single friends ask for money. Additionally, you may start spending more time with other married couples who have similar financial goals. These friends probably won’t pressure you to drop a lot of money when you spend time together. All of these measures can help you strengthen your friendships and take money out of the equation.

Have some of your relationships with single friends sent you down the wrong financial path? Let us know your thoughts in the comments.

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High Salaries, Low Rent, and a Thriving Social Scene—The Best Cities for Young Professionals

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High Salaries, Low Rent, and a Thriving Social Scene—The Best Cities for Young Professionals

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cities for young professionals
cities for young professionals
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Looking to kickstart your career in a vibrant, opportunity-filled city? For young professionals, choosing the right place to call home involves more than just a great job market. Factors like cost of living, average salary, and lifestyle amenities all play a key role. Here are some of the best cities that strike the perfect balance for ambitious professionals ready to plant roots.

1. Atlanta

According to Gusto, the median salary in Atlanta, GA is $59,160, with 80% of salaries falling between $27,144 and $130,500. The average rent is about $1,900, which is higher than the national average. However, this large city has much to offer young professionals. From a vibrant arts scene to diverse entertainment options including professional sports teams, there are many reasons to choose Atlanta as your home.

2. Raleigh

The Raleigh-Durham area has grown significantly as new companies in tech and healthcare have flocked to the area. You can expect to earn an average income of about $82,000, according to the Census Bureau. While rent has gone up, it is in line with the national average of around $1,400 per month. The area has a vibrant arts scene and a variety of breweries, restaurants, and bars.

3. Pittsburgh

There are several neighborhoods in Pittsburgh that young professionals can choose from. The average rent is just around $1,700 per month, but there are some options for around $1,300. In the city of Pittsburgh, the median income is about $64,000. In addition to affordable housing and good salaries, the city has top-notch food and drinks. There are classic staples of the city like Primanti Bros and restaurants like Gaucho Parrilla Argentina that have been named one of the top 100 restaurants in the country. Whatever you crave, you can find it in Pittsburgh.

4. Omaha

If you enjoy big-city amenities and a small-town feel, Omaha might be the perfect city for you. The average rent in Omaha is just under $1,300 per month, making it very affordable for a city. According to ZipRecruiter, the average salary in Omaha, Nebraska is around $58,000 per year. In addition to arts, entertainment, and delicious food, Omaha also has access to an abundance of outdoor recreational opportunities.

5. Austin

Austin is one of the best cities for young professionals because it is so unique and diverse. In 2024, the average salary in Austin was $81,000. You will pay more for rent in Austin, where the average rent is close to $2,300 per month. To live comfortably, a single adult should make close to $100,000. Austin is known for its live music scene and festivals.

6. Chicago

Chicago has many diverse neighborhoods to choose from including historic Andersonville and Chinatown. The average salary for Chicago is about $70,000 per year. According to Redfin, the average rent in Chicago is about $1,900. While rent is higher than some cities, there is excellent public transportation so you’ll save money on a car. You’ll also enjoy all the amenities that beautiful Lake Michigan has to offer.

What do you think are the best cities for young professionals? Let us know in the comments.

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Why Is Dinner Time Always So Chaotic? 10 Ways to Make It (Almost) Stress-Free

10 Ways Your Pet Is Secretly Costing You a Fortune

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Are your pets costing you too much money?
Are your pets costing you too much money?
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Is your pet costing you too much? According to the ASPCA, pet owners spent $1,400 a year on their pets in 2024. While pet owners are more than willing to spend money on their pets, don’t let it ruin your budget unnecessarily. Here are 10 ways that your pets are costing you a fortune.

1. Medications

While medication for your pets is obviously essential, you’re probably spending too much if you’re getting them directly from the vet. Subscribing to auto-ship on Chewy can save you money. All you have to do is get your vet to send in your prescription to Chewy. Then it will be sent directly to you.

2. Vet Bills

Do you pay per visit when your pet goes to the vet? This can be very costly, especially for routine visits and shots. Instead, consider a wellness plan where many of these services are included in a monthly plan. Vets like Banfield offer options like this. If your dog needs unexpected surgery or imaging, for example, you can increase the plan so the service is covered. Talk to your vet to see if this is an option for you.

3. Food

Food for your pets can get costly. Make sure that you are buying in bulk whenever possible to save money. You may also want to sign up for auto-ship on Chewy or Amazon to save additional money.

4. Boarding

If you’re traveling, you’re probably boarding your pets. You might want to consider hiring a friend or family member to pet sit instead. This can often save you money, and your pets will probably be more comfortable at home.

5. Treats

Do you splurge on your pet’s treats? Have you considered making your own? Many of the ingredients you already have in your pantry can be used. Just make sure to avoid certain ingredients like sugar.

6. Grooming

While we always want our pets to look great, grooming can be expensive. With a pair of clippers and some YouTube videos, you can save money on grooming your pet.

7. Pet Insurance

While insurance might save you money if something unexpected happens, often things aren’t covered. Make sure to pay attention to your policy and any deductibles. It’s also important to look at policy limits.

8. Toys

Are pet toys taking over your house? Pet owners usually spend too much on toys every year. In reality, pets can only play with one toy at a time and usually have a favorite anyway.

9. Spay and Neutering

Pet owners can make the mistake of paying for spaying and neutering. Often, there are free clinics offered in your community or mobile vet clinics you can visit.

Stop Overpaying for Your Pet

Instead of spending too much on your pet, look for ways to cut costs. You can find deals on Chewy, Amazon, or Walmart. It’s important to shop around to find the best price! Then, your pet expenses won’t impact your budget. How much is your pet costing you? Let us know how much you typically spend on your pet.

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Why Is Dinner Time Always So Chaotic? 10 Ways to Make It (Almost) Stress-Free

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Why Is Dinner Time Always So Chaotic? 10 Ways to Make It (Almost) Stress-Free

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take the stress out of dinner time
take the stress out of dinner time
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Does even the thought of making dinner stress you out? Dinner time doesn’t need to be chaotic. Here are 10 tips to help you plan out your meals, save time, and take back dinner time.

1. Plan Out Your Meals

Make a calendar of all your dinners for the month on the last weekend of the month. Then you’ll have plenty of time to grocery shop for all the ingredients that you’ll need. You may be able to buy things ahead like pantry items and freeze any meat needed for the meals. Then, you’ll just need to shop for produce each week. The more pre-planning you do, the less stressful dinner time will be and you’ll never be left not knowing what’s for dinner.

2. Meal Prep

Meal prepping, especially on the weekend, can set you up for the week. Investing in single-serve Tupperware is the first step to successfully meal prepping. Then, you’ll even have dinner ready if you’re on the go or working late.

3. Use a Delivery Service

If you enjoy cooking and trying new recipes, a meal delivery service may take the stress out of dinnertime for you. Some services like Blue Apron even offer an option where meals are almost fully prepared and just need to be put in the oven. Many companies offer discounts when you sign up, so you’ll save money on meals as well.

4. Set a Specific Dinnertime

If you and your family members are all eating at different times, or worse eating different meals, no wonder you’re stressed out! Believe it or not, only 30% of families eat together regularly, despite a plethora of research showing how beneficial sharing meals is. Try to set a consistent dinnertime each night to streamline mealtime.

5. Use Paper Products

Is cleanup after dinner bringing you down? Try using paper products. For an eco-friendly option, try to use recycled paper products. The fewer dishes you have to do, the less chaotic dinner time will be.

6. Utilize Leftovers

Do you try to repurpose leftovers? If not, you’re missing out on making dinner-time prep easier. When you’re planning your meals out, make sure to account for leftovers and how you’ll repurpose them. You can easily get a few meals out of pasta and meatballs, such as using them for meatball sliders the next night. Get creative with your leftover food, and you’ll never waste leftovers again.

7. Make Crockpot Meals

Utilizing your crockpot means that you can throw several ingredients together to create a delicious dinner. You can even keep your crockpot on low throughout the day until you’re ready to eat. Some people even find that putting all of the crockpot meal’s ingredients in a gallon freezer bag makes the process even easier.

8. Stockpile Your Freezer

If you don’t have a lot of time in the evenings, you may want to make meals ahead and freeze them. Casseroles tend to freeze well, and then all you have to do is throw them in the oven. Make sure to label when you make the food and use it within three months for best results.

9. Create a Meal Train

Meal trains aren’t just for new parents or if someone is sick. You can create a meal train for family and friends so that you all prepare meals for each other. This is very helpful on busy weeknights when you’re short on time.

10. Save Your Favorite Recipes

Having an arsenal of saved recipes can save you time when you’re in a pinch. Some people find it helpful to save their favorite recipes on social media, well some people still enjoy writing down recipes and keeping them in their kitchen for easy access.

How do you take the stress out of dinner time? Let us know in the comments.

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10 Reasons You’ll Never Be Able to Retire

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10 Reasons You’ll Never Be Able to Retire

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Reasons why you'll never be able to retire
Reasons why you'll never be able to retire
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Planning for retirement today takes smart planning. Additionally, the earlier you start, the more likely you’ll be able to retire when you’d like. Does it seem like you’ll never be ready to retire? Here are 10 reasons why that might be true.

1. You Didn’t Save

If you failed to save for retirement early, you probably don’t have enough saved to maintain your lifestyle into your golden years. Failing to adequately save money may leave you living paycheck to paycheck even into your retirement years.

2. You Have Too Much Debt

With too much debt, you may not be able to retire until you’ve paid down what you owe. Although some may suggest dying with your debt, you wouldn’t want to put a burden on your estate for your heirs. Instead, you should focus on paying down your high-interest debt as soon as possible so that you can comfortably retire.

3. You Failed to Plan

If you fail to plan for retirement, you’re planning to fail. You should give thought to where you will live in retirement, how much you’ll need to budget for monthly, and how long you’ll need to save for based on how many years you plan to retire. Retirement costs like healthcare, housing, and daily expenses add up fast. Using a retirement calculator can help set you up for success in the area of retirement planning.

4. You Didn’t Ask for Help

Getting your estate in order isn’t a task that you should take on yourself. An estate planning attorney can help you draw up your will, making sure your assets are protected and distributed accordingly.

5. You Made Excuses

Kicking the can down the road is a major mistake when planning for retirement. If you keep making excuses like you have plenty of time until you retire, you most likely will never be able to retire comfortably.

6. You Enjoy Work Too Much

If you fail to create meaning outside of your job, you’ll most likely never want to retire. You should focus on creating a full life outside of your job before you consider retiring. Otherwise, you’ll probably be bored and unfulfilled when you leave your work.

7. You Rely on Social Security Alone

Social Security benefits are meant to supplement income, not replace it. If you rely on these benefits alone, you may not have enough to live on. Plus, if the program fails to be funded in the future, you may not have the opportunity to collect. It’s best to have a backup plan in case you don’t receive your Social Security benefits.

8. Inflation Devalues Your Money

Your savings lose value every year if they’re not growing faster than inflation. Instead, you should focus on investing your money and making your dollars work for you.

9. You Cashed Out Your Retirement Accounts Early

If you cashed out your retirement accounts early for unexpected expenses, education, or healthcare costs, or to buy a house, you may have sabotaged your dreams of retirement. Even though it may seem like a good idea to withdraw these accounts early if you need to, you’ll probably have a hard time growing your future nest egg again. Plus, you’ll never get the money back that you paid in penalties.

10. You Gave into Lifestyle Creep

Every time you got a raise, did your monthly expenses grow? Instead of letting this extra money boost your savings, you may have let your expenses grow instead. By not curbing lifestyle creep, you may have made it harder to retire when you want.

At the end of the day, it’s important to put planning into your retirement. If you don’t, you may find yourself 70 and still working for one reason or another.

How are you preparing for retirement? Let us know how you plan to make retirement a reality. 

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Surrogacy Costs Are Skyrocketing—Would You Pay This Much to Have a Child?

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Surrogacy Costs Are Skyrocketing—Would You Pay This Much to Have a Child?

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surrogacy cost
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Can you put a price tag on having a child? For many facing infertility, the financial burden of building a family can be overwhelming. When carrying a child isn’t an option, surrogacy often becomes the only path to having a biological child. However, the cost of hiring a surrogate can be prohibitively expensive. In the U.S., surrogacy costs typically range from $100,000 to $150,000, but they can climb even higher depending on factors such as location, agency fees, medical expenses, and legal requirements. With no guarantees that surrogacy will result in a successful pregnancy, many couples find this investment daunting. Still, for those who have exhausted other fertility options, the opportunity to have a biological child makes the cost worthwhile.

Finding a Surrogate

The first and most crucial step in the surrogacy process is finding a reputable surrogate. If working with an agency, expect higher fees, as they handle screening, legal arrangements, and coordination. For those choosing an independent search, options include word-of-mouth referrals, social media, and online surrogacy communities.

Once a potential surrogate is found, she must undergo thorough medical evaluations before a reproductive endocrinologist and OB/GYN approve the process. These screenings come with upfront costs, even before a legal agreement is drafted. Hiring an attorney to manage the legal aspects adds another layer of expense. Additionally, medical procedures such as embryo transfer, prenatal care, and delivery can quickly add thousands of dollars to the total cost.

Weighing the Financial Burden

While many couples dream of having a biological child, the financial challenges of surrogacy can be staggering. Adoption, often considered an alternative, can also be costly, with fees ranging from $20,000 to $50,000 or more. Furthermore, by the time couples reach the decision to pursue surrogacy, they may have already spent tens of thousands on failed fertility treatments such as IVF and IUI.

Surrogacy also involves significant emotional and logistical challenges. Intended parents must consider the time required for medical procedures, legal contracts, and the surrogate’s well-being throughout the pregnancy. The emotional toll of potential failed attempts or medical complications can add to the stress. Additionally, travel costs may be involved if the surrogate lives in a different state or country, further increasing expenses.

The reality is that having a child is priceless, but the financial burden of assisted reproduction is significant. For those considering surrogacy, adoption, or further fertility treatments, financial assistance options such as grants and specialized loans may help make the process more accessible. Understanding all the costs and available resources can empower hopeful parents to make the best decision for their family-building journey.

How much have you paid in surrogacy costs? Let us know in the comments.

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Revamp Your Finances: 6 Books That Teach You the Art of Saving Money

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Revamp Your Finances: 6 Books That Teach You the Art of Saving Money

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Reading money saving book
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With an endless amount of financial advice books published each year, who should you listen to? Some financial experts have better insights than others. We’ve done Here are 6 money saving books that are actually worth reading.

1. The Psychology of Money, by Morgan Housel

The Psychology of Money
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In The Psychology of Money, Morgan Housel writes, “Doing well with money isn’t about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.” Through sharing 19 short stories, Housel presents different ways people think about money and teaches you how to make sense of it all to improve your finances.

2. I Will Teach You to Be Rich, by Ramit Sethi

I Will Teach You to Be Rich
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This is more than a money saving book. I Will Teach You to Be Rich is a practical 6-week program designed to help you develop the skills and mindset necessary to manage your money effectively. Ramit Sethi has sold more than 1 million copies of his book which centers around the concept that money should be simple. One reviewer on Amazon wrote, “Morgan Housel’s The Psychology of Money is not your typical finance book. It’s an insightful and profound exploration of how human behavior, rather than cold hard numbers, often determines financial success—or failure. If you’re looking for a book that teaches you how to manage wealth, understand greed, and find happiness, this is a timeless treasure trove of wisdom that transcends spreadsheets and stock markets.”

3. Rich Dad, Poor Dad, by Robert Kiyosaki

Money saving book Rich Dad, Poor Dad
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After more than two decades, Rich Dad, Poor Dad still ranks as the number one personal finance book. The book debunks the myth that you have to have a high income to be rich and helps you to make your money work for you. One reviewer writes, “Rich Dad Poor Dad by Robert Kiyosaki is an extraordinary book that has truly changed my perspective on money, wealth, and financial literacy. This insightful and empowering read presents invaluable lessons that the rich teach their children about money, contrasting it with the mindset and beliefs commonly held by the poor and middle class.”

4. Broke Millennial, by Erin Lowery

Broke Millennial money saving book
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Broke Millennial helps millennials stop living paycheck to paycheck. Erin Lowery uses simple advice and humorous stories to help you become a money master. Most readers find that the book provides practical advice on budgeting, savings, and investment options.

5. The Latte Factor, by David Bach

The Latte Factor
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If you’re looking for more of a novel, The Latte Factor may be for you. John David Mann introduces us to Zoey, a twenty-something living in New York City who is struggling to make ends meet, even though she has her dream job. Zoey soon learns the secrets to financial freedom through Henry, a barista at her favorite coffee shop. One review stated, “Forget sacrificing your beloved brew – the “Latte Factor” is a metaphor for the small, daily expenses that accumulate into a significant drain on your net worth over time. In plain English, Bach explains how redirecting these seemingly small amounts into savings and investments can lead to considerable wealth accumulation. No matter your age or stage in life, this book offers valuable insights that prove sometimes life-changing lessons come in small, easy-to-digest packages.”

6. Financial Feminist, by Tori Dunlap

Financial Feminist
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In Financial Feminist, Tori Dunlap helps females who usually don’t get a holistic financial education, achieve financial freedom. Her money saving book focuses not on shame, judgment, and deprivation, but instead on money as providing choice and the freedom to live the way you want.

What are your favorite money saving books? Let us know what books have transformed your finances.

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10 Date Night Gift Ideas That Will Impress Your Partner

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date night gift ideas for couples
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Keeping the spark alive in your relationship requires effort, creativity, and a touch of surprise. One of the best ways to do this is through thoughtful date nights that break the routine and bring you closer together. Whether you’re celebrating a special occasion or simply want to show your appreciation, a well-planned date night gift idea for couples can make all the difference. From romantic experiences to fun-filled activities, here are some unique date night gift ideas that will impress your partner and create lasting memories.

1. Bring Forever Roses

Bringing flowers to your date is a sweet romantic gesture. But they die too fast. Instead, give your partner flowers they can remember for years to come like forever roses. They won’t need to keep them alive as these roses stay preserved for many years.

2. Gift Artisanal Chocolates

Chocolate is never a bad idea to bring on a date, especially if your partner has a sweet tooth! If you want to wow your partner show up with a box of truffles to share.

3. Go Antiquing

If you love finding diamonds in the rough, going to a flea market together or searching through antique shops can be a fun afternoon for you and your partner. Plus, you can feature your finds in your home. Antiques often make meaningful gifts if you find a beautiful piece of jewelry for your spouse.

4. Get a Goldbelly Meal from Your Favorite Restaurant

With Goldbelly, you can order food from restaurants and bakeries from around the world. If you share a memory at a restaurant where you shared your first date, you can recreate the experience in your own home. Goldbelly is a fun way to try new places from around the world as well without having to visit. Ordering and shipping are easy and arrives relatively quickly.

5. Hire a Private Chef

Have you ever had a private chef cook for you and your partner? Date night gift ideas for couples include hiring a private chef to cook you an intimate meal. You can even order a hibachi chef to put on a show for you and your spouse. Make sure to customize the menu to include all your favorite dishes and make the night very memorable!

6. Take a Pottery Class

There’s nothing more romantic than having a Ghost-themed date. Enjoy a pottery class with your loved one and take home your works of art as a gift to remember the occasion. There’s plenty of opportunity to turn this class into a romantic date.

7. Create a Lego Night

If you enjoy putting Lego together this is a great idea for a date night with your partner. Now Lego even has floral designs that can be a great gift idea that you both can cherish. Plus, they don’t need water!

8. Organize a Wine and Cheese Tasting

Why not put together a wine and cheese night for your spouse? You can include all your favorites from the wineries you have visited. Or you can take a trip to different regions. For a gift, you can paint wine glasses to commemorate your evening.

9. Have a Paint Night

If you enjoy interactive dates, try painting! Then, you can hang your art in your home. You can go out and participate in a group class or order a box and try painting at home.

10. Take a Camping trip

If you’re looking to get outside, plan a camping trip for you and your spouse. You can gift each other all the supplies you will need and you can put together a romantic picnic to share.

What are some date night gift ideas for couples that you’ve tried? Let us know what has worked for you.

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