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SMBX: Bonds for Socially Conscious Investors With an Appetite for Risk

March 3, 2021 by James Hendrickson Leave a Comment

thesmbx sociallly conscious bond investing

Long-time Dinks readers will know that we're not shy about FinTech investing opportunities. A few weeks ago, I found a neat little start-up in California called SMBX. It is building a crowdfunded marketplace for small business bonds — a historical first.  It's an interesting company, so we're covering it in depth here. Before we launch into this, here's what you need to … [Read more...] about SMBX: Bonds for Socially Conscious Investors With an Appetite for Risk

3 Side Hustles You Can Do as a Couple

March 2, 2021 by Melissa Batai Leave a Comment

Side Hustles for Couples

Side hustles are becoming more prevalent in society than ever before. There are side hustles for just about every type of person, and new ones are being created every single day. Some ambitous individuals are even able to turn a side hustle into a lucrative full time job.  Most people equate side hustling with being a solopreneur or working by yourself. However, that's just not … [Read more...] about 3 Side Hustles You Can Do as a Couple

What Are the Red Flags of Spousal Financial Abuse?

February 23, 2021 by Melissa Batai 4 Comments

Red Flags of Spousal Financial Abuse

Abuse comes in many forms.  While most people think of physical or emotional abuse, there is often a more subtle form of abuse that happens first—financial abuse.  Financial abuse can happen in a marriage or a dating relationship, and it’s often the precursor to other forms of abuse.  For that reason, learning the red flags of spousal financial abuse is essential.  Knowing what … [Read more...] about What Are the Red Flags of Spousal Financial Abuse?

Rough Times: Pay Off Your Debts

February 22, 2021 by James Hendrickson Leave a Comment

pay off your debts

If you're like us DINKs, you're probably wondering how to improve your financial bottom line. The recent covid related economic slowdown has torpedoed some people budgets, so some options for seeing immediate gains to one's net worth are limited. One way to immediately improve your bottom line is to pay off your debts. There are several advantages in doing so. First, … [Read more...] about Rough Times: Pay Off Your Debts

5 Times When It’s O.K. to Splurge

February 16, 2021 by Melissa Batai 1 Comment

When Is It OK to Splurge

Have you ever wanted to buy something and then decided not to because it was just too much money?  Or at least you thought it was.  This is the spend vs. save dilemma that many people face every single day. We want to spend money on things that make us happy, but the question we have to ask ourselves is when is it O.K. to spend a little more than we normally should and where … [Read more...] about 5 Times When It’s O.K. to Splurge

How Much Should You Budget?

February 15, 2021 by James Hendrickson 2 Comments

I was chatting with a friend the other day, and her sister messaged her on Skype. Her sister was curious as to about how much she should be spending on common household expenses. Well, I was also curious and decided to hit the books to see what good rules of thumb are. According to the Motley Fool, you might consider the following very rough guidelines: Housing and … [Read more...] about How Much Should You Budget?

The Grass Is Greener Where You Water It

February 9, 2021 by James Hendrickson Leave a Comment

The Grass is Greener Where You Water It

The phrase “the grass is greener where you water it” means that the more you work on your personal romantic relationships, the better they become. However, properly watering the grass requires significant time and investment in your relationship. … [Read more...] about The Grass Is Greener Where You Water It

Reasons Why You Need Witnesses in a Prenup

February 9, 2021 by Melissa Batai Leave a Comment

Prenup Witness

If you are preparing to enter a marriage with substantial assets, you likely will want to have a prenuptial agreement to protect those assets.  Having witnesses is not required when you sign the prenup, but it is recommended that you have two witness and a notary at the signing.  There are many reasons why you need a prenup witness or two. … [Read more...] about Reasons Why You Need Witnesses in a Prenup

Couple has $232,000 In Debt – How Does That Happen?

February 7, 2021 by James Hendrickson Leave a Comment

I spend a lot of time on the internet, especially on personal finance blogs.  Over this weekend I came across this posting. Evidently its written by a couple from Alaska.  The interesting thing is...they have a lot of debt. Not just like a few thousand on a couple of credit cards, they owe about $232,000 in multiple vehicle loans, student loans, credit cards, and personal … [Read more...] about Couple has $232,000 In Debt – How Does That Happen?

Don’t Forget The Basics

February 5, 2021 by James Hendrickson 4 Comments

Don't Forget The Basics

Everyone is looking for a fast buck in the stock market these days, but they forget there just isn't any substitute for following good basic advice.  So here is a list of personal finance advice that works. 1) Pay Off High Interest Debt.  If you have any credit card debts, payday loans, title loans or other high interest garbage, pay it off.  Credit cards will charge you … [Read more...] about Don’t Forget The Basics

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