romantic getaways

Couples without kids enjoy the freedom to take a weekend or longer romantic trip when they want. Instead of giving each other another token gift, consider one of these romantic getaways.

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holiday savingsWhile Black Friday sales were a record $6.22 billion, there’s still a lot of holiday shopping to be done. Many people will procrastinate and if this year is like last year, only 12% of American consumers will be finished with their holiday shopping by December 12. About 10% of shoppers will be looking for gifts on Christmas Eve.

If you are one of the last-minute shoppers, don’t worry. You can still save money on gifts and décor. Here are a few tips to that will keep more of your money in your wallet.

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It doesn’t matter if you’re happily married or in the throes of a brutal divorce. You may have been a conscientious saver; you may have formed wise money-habits and are able to navigate narrow budgets with ease. But one morning you WILL wake up and feel the need to buy something – something stupidly expensive and attention-getting, and it will be right at the time you are making the most money.

So, how do you choose which silly thing to buy?

OnTrajectory

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save money on food

We have to eat to live, but are you spending too much of your money on food? The United States Department of Agriculture releases a monthly report on the cost of food. Couples who are on a tight budget spend an average of $493.40 a month, while some spend an average of $765.20. And, this only includes food prepared at home. Add eating out and you have a much higher amount spent on food each month. If you’re trying to stick to a budget, you’ll likely need to find a way to save money on food.

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UltraFICO credit scoreYoung married couples with no kids may seem to have it all but lack one important tool for building their future – a good credit score. A new way of determining credit called the UltraFICO may help young couples and people who are trying to recover from financial distress.

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payday loans

Unless you are super wealthy or an excellent money manager, you have likely had a time where you ran out of money before your next paycheck and considered a payday loan. These loans, sometimes called small-dollar loans, are given to consumers who agree to pay them back by their next payday, or when they receive another form of payment like a retirement check. Payday loans have grown in popularity over the years and millions of Americans have considered these loans.

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interest free checking

Is a cardless atm safe?

The number of cardless ATMs are increasing as most people now have some kind of cellular phone. These ATMs have been around for about five years, but the concept is still new to many people. A regional Midwestern bank, Wintrust Financial, was one of the first banks to offer a cardless ATM to its customers.

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