3 Good Reasons Why You Don’t Need a Car

by Kristina on October 14, 2015 · 3 comments

buying a car, not needing a car, reasons to not have a car

Buying a car is a big expense and owning a car can be extremely convenient.  If you’re thinking of buying a car you need to ask yourself if the purchase price and ongoing maintenance costs are worth the amount of convenience it will bring.

My friend Diane is a perfect example of someone who pays to have a car, but absolutely doesn’t need to.  She lives in the middle of downtown so she has plenty of amenities around both her home and office.  Diane lives 10 blocks from our office building and she drives to and from work every day.   She pays a monthly parking fee both at her condo and at our office.  Does that make any sense?

Here are three excuses people use to buy and keep their car:

I have kids.  Of course it’s a lot more convenient to tote your toddler around in a car than it is on public transportation.  It’s also a lot easier to have your own transportation when your kids get older and they need to go to soccer practice or dance rehearsal.  However there are other options.  Parents can set up a car pool  or choose activities for their kids that are within walking distance.

We need to buy groceries.  Whenever Nick and I rent a car we make it a point to make a trip to the grocery store.  It is definitely convenient, but we get by just fine without it.  Every Friday we pay $3 to get our groceries delivered and that’s a lot less expensive than a monthly car payment.

I have to get to work.  It’s true that we all need to get to work every morning,  but I’m sure you can take public transportation.  I walk 35 minutes to and from work every day.  The only months I pay for a public transpiration pass  are January and February because it’s just too cold up here in Canada to walk during the winter.

I don’t actually like taking public transportation and I enjoy the time outside getting fresh air.  It takes me a bit more time to get to work in the morning, because I could do it in 15 minutes on public transportation, but I choose not to.  Driving in traffic is definitely out of the question because that’s a waste of both time and money.

The expenses of owning a car can quickly add up each month and now may be a good time to ask yourself if the costs are really worth the convenience.

Try it for a week.  Leave your car parked at home and walk or take public transportation to work.  Think of all the money you’re saving on parking, gas, car washes and other expenses during that week.  Isn’t that a nice chunk of savings?  Now think about not having a car insurance payment or a monthly car payment at all.  What would you rather do with that money?


{ 3 comments… read them below or add one }

1 Clarisse @ Reach Financial Independence October 14, 2015 at 5:53 am

Having a car would definitely give you more comfort, but for me, I would prefer without a car. I don’t want to think about car loan and owning a car is really expensive especially the car maintenance.

2 Sylvia @ Miss PF October 14, 2015 at 8:58 am

I wish I could take public transportation, but compared to half an hour driving each way, it would take me an hour and a half each way and a transfer from the subway to a local commuter rail station.

3 kg October 18, 2015 at 10:36 am

I live and work where mass transportation isn’t always available or reliable. Lot of times if the the bus is full or the driver doesn’t like your looks he’ll drive right past. The buses stop running at midnight so my husband wouldn’t have a way to get home when he gets off work at 3:30am. Also, like Syliva, mass transportation takes 3 times as long and in addition I would end up having to walk 2-3 miles to get to the job site. I don’t mind walking but it’s difficult to transport my tools. That’s because I don’t work a regular 9-5 job as I am self-employed and use my vehicle to transport my tools, ranging from cleaning supplies to painting supplies which include a 6 foot ladder. Also my relatives don’t live on the bus lines and again I would have to walk several miles to visit. We do ride our bike to visit relatives which is about 2 hours one way until the snow comes unless we are picking up and taking the old folks with us. Which we do quite regularly. We also walk 3 miles a day most days for exercise in all kinds of unfriendly weather from high humidity and 90 F temperatures to below zero days in winter on ice. Winter is challenging so can’t walk as far due to the slipping and sliding. So far I don’t think mass transportation works all that well.

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