According to CNBC (drumroll)…the top holders of US federal debt are:

15. Luxembourg
14. Depository Institutions
13. Russia
12. United Kingdom
11. Insurance Companies
10. Brazil
9. Caribbean Banking Centers
8. Oil Exporters
7. Other Investors
6. Pension Funds
5. State and Local Governments
4. Japan
3. China (Mainland) [Excludes Hong Kong]2. Mutual Funds
1. Federal Reserve and US Intragovernmental Holdings

More, including some shiny pictures, are at cnbc.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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