Hi All,

If you’ve been living somewhere where you haven’t felt the impact of the recession, the Boston Globe has published a really excellent photo essay on the global effect of the downturn. You should take a moment to look at it.

The picture below – taken from the essay – is a flower blooming in a California construction project that was forced to shut down.


Click here for the rest of the photos.

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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