Hi All,

It may be possible to limit your spending by changing how you monitor it.

I stopped keeping a check registry about a year and a half ago, and as a result my spending has been a lot higher. Just this week I overdrew my bank balance by ten bucks. As a result I got dinged with a $31.00 fee. Fortunately the bank was willing to wave the fee, but this processes has clinched it. I’m going back to keeping track of my expenses using an old fashioned check registry. Hopefully, this will put a lid on my cash outflow.

Thanks,

James

MANAGE YOUR MONEY TOGETHER

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1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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