Though my most recent raise was a mere 1% (due to my promotion in the second half of the year), I can’t complain about this year’s salary hike.

Looking back from a year ago I’m now earning 49% more than I was then. I can’t say that I saw it coming, but it feels good to be doing what I love and be financially rewarded for it to boot.

I guess this makes up in a small way for not having reached our 2007 stretch goal. We’ll work on our end of year net worth and share that soon.

Congrats to all of you who just got an annual raise. My advise – pretend you never got it and sock it away towards a goal.

Cheers,

Miel

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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