Hi All,

We sat down yesterday morning and updated our networth. We are up slightly, around $4k, from our last networth in November. Our current networth is $308,385.65. For those of you who can’t read the small print, I don’t know who could, just click on the spreadsheet and it will enlarge.

This might not seem like great gains, but considering that this accounts for nearly $9k in new student loans for Miel, at least we are still moving forward. Luckily this is the last round of student loans that we’ll be taking on, so we should see even greater gains over 2007 than we saw in 2006.

Wish us luck!

James&Miel

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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