home repairs

Okay, nerd budgeting time. I’m the budgeter in our family, and I use YNAB. We’ve used this program for several years and love it. However, within the last year, I’ve added some categories to our budget that have made a huge difference in how smoothly our monthly budget runs. Namely, we used our raise to budget for true expenses. … [Read more...] about How We Used Our Raise to Budget for True Expenses