You may have heard some couples say that they could never work together. They prefer to have separate places of employment because they believe working and living together is too much togetherness. However, other couples work well together. They get along and make good business partners. If you and your significant other fall into the latter category, there are plenty of … [Read more...] about 5 Advantages of Employing Your Spouse
Career
6 Things I Would Tell My Younger Self
Sometimes life doesn’t seem fair. We acquire knowledge throughout our lifetime, but we can’t go back and improve on our younger selves. However, by reflecting on mistakes made in the past, we can stay on course in the present. … [Read more...] about 6 Things I Would Tell My Younger Self
Why I Dined Out Constantly and How I Stopped
Years ago, when I worked full-time and my husband was a graduate student, we dined out several times a week in the evenings. In addition, I would go out to lunch with co-workers at least twice a week, and I would buy food at the college cafeteria the other days. (The food wasn’t that good!). I didn’t realize until a few years after I had stopped dining out why I wanted to go … [Read more...] about Why I Dined Out Constantly and How I Stopped
How to Retire as a Couple with Age Disparity
If you and your spouse have a large age gap, you’re not alone, especially if you’re in your second marriage. While only 5% of men in their first marriage are married to a woman 10 years or younger than they are, that figure jumps to 20% in second marriages (Pew Research). If you have this age gap, you need to carefully plan how to retire as a couple with age disparity. … [Read more...] about How to Retire as a Couple with Age Disparity
Do DINKs Need a Larger Retirement Fund Than Their Peers?
When my grandparents got older, they moved in with my mom. Then, after my grandpa passed away and my grandma needed to go to medical appointments or hair appointments, my mom or one of her other children drove her. Though American families increasingly live further from one another, there are usually one or two children who live nearby to help their parents in their old age. … [Read more...] about Do DINKs Need a Larger Retirement Fund Than Their Peers?
How to Get a Free Graduate Degree
While you can find plenty of advice for how to pay the least amount for getting an undergraduate degree, information about how to get a free graduate degree is scarce. That may be because most people who know they’ll need to do graduate work for their careers plan to get a bachelor’s degree as cheaply as possible. They then expect to pay more for their graduate degree. However, … [Read more...] about How to Get a Free Graduate Degree
What to Do When Your Spouse Can’t Find a Job
As DINKS, you and your spouse likely rely on two incomes to meet your monthly obligations, save for retirement, and have some money to spend on fun expenses like travel, clothes, and meals out. When one of you loses a job, you may both worry. The uncertainty of job loss is often the most difficult to handle—when will your spouse find another job? Will the job pay as much as the … [Read more...] about What to Do When Your Spouse Can’t Find a Job
Financial Benefits of Being DINKS
You may find as you get older that your friends tease you and ask you when you’re going to have kids. They may tell you you’re missing out but not having children. However, if you’re firmly committed to the DINKS lifestyle, you might tell your friends you’re missing out on the expense that comes with children. Indeed, there are many financial benefits of being DINKS. … [Read more...] about Financial Benefits of Being DINKS
How Narcissism Affects a Couple’s Finances
Narcissism is quite common in our culture. In fact, The Cleveland Clinic reports that “experts estimate that up to 5% of people have NPD [Narcissistic Personality Disorder].” When you consider the United States’ population of approximately 330 million, five percent would be 16,500,000! Not surprisingly, there are many famous people who are narcissists: Kanye West, Kim … [Read more...] about How Narcissism Affects a Couple’s Finances
How Teachers Can Budget for the Summer
I was a teacher for 10 years. While I certainly enjoyed having the summer off, I didn’t enjoy not getting paid in the summer. Eventually, my employer allowed me to choose between receiving 21 or 26 paychecks a year, but not all teachers have that option. However, there are ways teachers can budget for the summer if they're only paid during the months they work. Using these … [Read more...] about How Teachers Can Budget for the Summer
