Credit Cards

Why You Might Not Need A Credit Card

December 2, 2015

A lot of people have credit card debt. The amounts vary per person. If you’re responsible you should be able to pay it off in ample time. Unfortunately, everyone isn’t that responsible. Many people let the credit card debt add up over time and struggle just to make minimum payments. Some are actually better off without […]

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My Bank Ruined My Credit Score

August 5, 2015

Good morning Dinks.  You aren’t going to believe the story I’m about to tell you.  Remember how I was becoming debt free?  Remember how Nick and I were thinking of buying a house?  Remember how I was working on improving my credit score from years of bad credit?  Well all that went out the window […]

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3 Reasons to NEVER Accept a Credit Card

July 29, 2015

Good morning Dinks.  Let me ask you a question, do you have the perfect credit card?  Maybe the answer is yes, but maybe the answer is “I don’t know”.  Many of us applied for a credit card in college and still have that credit card today.  Life goes on and maybe we never saw a […]

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Are you using your credit cards wisely?

July 22, 2015

Good morning Dinks.  I’m not talking about making purchases and paying them off in full every month to maintain a good credit score and avoid interest charges.  I’m talking about maximizing the benefits of your credit cards.  I just realized that I’m not doing this and as of yesterday Nick and I are changing the […]

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Weekly Roundup: My Credit Card Was Stolen

May 15, 2015

Happy Friday Dinks.  It’s definitely a happy Friday for me because I’m off work.  Monday is a holiday up here in Canada and I decided to take a nice little extra long weekend and tack on the Friday.  Isn’t that nice?!  For the first time in a long time I am staying put for my […]

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Weekly roundup: Putting out good money karma

May 8, 2015

Happy Friday Dinks.  I know I usually make polite conversation and share my favorite links from around the web with you on Fridays, but today we’re going to do something different.  I’m going to roundup the best and worst things that happened to me over the last week. As a financial planner I’m around all […]

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3 things your credit card is not – and 1 it is

January 26, 2015

Good morning Dinks.  How do you feel about your credit card?  I love my credit card…now.  Now that I’ve paid off over $50k in debt my credit card is no longer a crutch and I love it.  Yes, it’s true I used to abuse my credit card and let it abuse me.  Thankfully I’ve grown […]

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Christmas Without Credit?

December 25, 2014

Good morning Dinks.  Let’s get real for a minute.  I’m going to ask a question and I’d like you to answer honestly – how do you feel about your credit cards this time of the year? Be honest. As you know I’ve always had a love/hate relationship with credit.  I love using my credit cards […]

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What are your monthly credit card purchases?

June 30, 2014

Good morning Dinks.  You have read me preach time and time again about not overspending on your credit cards.  I know firsthand how damaging to your life financial problems can be.  Not so long ago when I was in my early 20s I was living off my credit cards.  I would use my entire paycheck […]

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