Credit Cards

5 Great Reasons To Use Your Credit Card

October 13, 2011

Morning DINKS.  Today we are discussing helpful ways to use our Credit Card.  If misused our Credit Cards can be very harmful to our Financial Lives. If we accumulate hundreds or thousands of dollars in debt and we are unable to make the minimum monthly payments our credit score can be ruined.  If we spend [...]

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How Safe is Your Credit Card Information?

September 22, 2011

(Guest Post by Ross) Credit card fraud has been a enormous problem since the credit card was first introduced in the 1950′s. Before the internet, the main way that this type of theft was committed was by stealing and using the physical card. Today, this type of theft has grown to become much more sophisticated. [...]

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Credit Card Balance Transfers Are Bad!

September 12, 2011

As someone who has made her share of financial mistakes regarding debt I am not a big fan of Balance Transfers.  However, as a financial services employee I am a big fan of Balance Transfers. Banks make a lot of profit from clients carrying balances and paying interest on their credit cards. When I was [...]

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Friday Roundup: Charge it to my Credit Card Please!

June 17, 2011

Hello DINKS and Happy Friday to you all.  Last weekend was the Formula 1 car race in Montreal.  The F1 weekend is a super busy 4 days (it starts on Thursday and ends with the final race on Sunday) which are packed with concerts, parties, food, and of course some fast cars. During F1 weekend [...]

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Should you keep your credit cards or cut ‘em up?

March 8, 2011

Some of us have the financial priority to pay off our credit card debt and get rid of our credit cards with high interest rates and annual fees.  We may have a plan to achieve our goal, but what happens to those credit cards when our goal is achieved and our credit card debt is [...]

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DINKS Choice: Discover More Credit Card

January 4, 2011

I recently saw a television advertisement for the Discover Card® and I thought it was worth mentioning because the Discover More Credit Card has a lot of admirable features. We often see television commercials for VISA and MasterCard but this was the first time that I actually saw a commercial for a Discover Credit Card. [...]

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Credit Card Security

December 23, 2010

It’s the busiest shopping time of the year…the holidays.  Some of us may be using cash to pay for our purchases to make sure that we stick to our budget, but most of us will be using our credit cards for our holiday purchases. Tips on how to Prevent Credit Card Fraud during the Holidays [...]

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Could You Live Without Your Credit Card?

December 15, 2010

As a financial planner for a leading international financial institution, I am learning about the financial systems in other countries. France doesn’t have a credit system.  The credit system doesn’t exist in France. If you had to, could you live without your credit card? Some of us charge everything to our credit cards all month [...]

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What happens in Vegas…Comes home on our joint credit card bill

December 8, 2010

This past week I had an “interesting” experience with my clients, and I felt the need to share with everyone (minus the names for confidentiality reasons of course).  They say what happens in Vegas, stays in Vegas. But what happens when your Vegas activities follow you home on your joint credit card bill? This past [...]

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Insuring Our Credit Cards

October 29, 2010

On top of being a worldwide accepted and convenient form of payment, credit cards now offer added services such as travel and medical insurance, extended warrantees on our purchases, and protection on our minimum payments  as well as our total balance owing in case we lose our jobs or become injured. Credit Care Insurance or [...]

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