Good morning Dinks. I know that I’m only 33 years old but I see a huge difference in my life between now and when I look back to myself in my 20s. I know that we all change as we get older but I thought it would be a gradual progression. I didn’t think that I would actually wake up one day, feel the difference and notice it as much as I do.
As you know I have had my share of money misfortunes in the past. I am not complaining because they were all a direct reflection of my own actions. I have learned from my money mistakes. Now I earn more, spend less, splurge less and save more.
Overall I have a happy financial life. But that’s not to say I am happy with everything related to money. I control my own actions and I am happy I made smarter choices about money such as having multiple streams of income and learning to cut my expenses. However, there are some aspects about money that I just can’t control and those are the ones that drive me crazy.
3 things I could live without when it comes to money:
– Going to the ATM or worse, the bank. I know I’m a former bank employee and now that I don’t work in a bank I have to go to the bank for some transactions. It turns out I hate going to the bank. I also hate waking to find an ATM to get cash.
My life was much simpler when I worked in a bank and could do all my banking during work hours. I usually take cash back when I go grocery shopping or to the pharmacy because I hate paying ATM fees. I also really hate going out of my way to find an ATM, but I will do it to avoid paying bank fees.
– Wasting money with bad service. I really hate spending money in places where the customer service is bad. I usually walk out of a store if the customer service is bad because I would rather not get the items I need rather than give my money to a store that doesn’t deserve it.
Bad customer service is a no-no for me. I am a former customer service employee and I know the sales of the store are to a certain extent in the hands of the employees and their customer service. If I need something I will go to my favorite store. If the customer service sucks I will find the item somewhere else.
– Waiting to be paid. I know we shouldn’t take money for granted and we shouldn’t count on money that we don’t actually have in our hands. This is why I hate waiting for money. I don’t like to lend money to friends because I hate waiting for them to pay me back.
I also don’t like friends lending me money, even if it’s for dinner because I hate the stress of having to owe them back. Waiting to see them again so I can pay them back as soon as possible is excruciating pain for me and I hate it. This is why I always pay my own way. I don’t expect anyone to ask me for money. If they do ask I have no problem saying no.
Photo by klynsllis