Good Morning DINKS. One thing about me that has changed over the years is that now I love saving money instead of spending it on anything and everything that I can get my hands on. I still spend money on things that I need for the household and some things that I want for myself, but I am proud to say that I no longer spend money carelessly. This is a major change for me and I am proud to admit that now at 31 years old I am financially responsible.
I work in personal finance but I have not always taken my own advice. It’s like when you go to the hairdresser to get your hair done, the hairdresser does a great job on your hair but their own hair just never looks right.
I knew that my spending habits were bad and dangerous but I didn’t care. Only recently I decided to make a real change in my financial life and it has been a change for the better. I don’t live without the things I need, I just life without all the things I want; and for the first time in many many years this is ok with me, this is what I want.
Learning to live on a budget has definitely not been easy and it has been a huge learning experience. I have discovered many ways to save money and reuse items for different purposes that I would otherwise have thrown out. I have learned to think and live outside the box.
When we spend less money we can save more money. When we save more money we can afford the finer things in life, and saving money also gives us the peace of mind of security in case we have an unexpected expense or life event.
Here are Some Money Saving Tips:
1. Make Everything Smaller
- Choose a Basket or the Small Shopping Cart at the Grocery Store. The smaller the space the more money we will save.
- Bring Your Own Shopping Bags. I will never pay 0.05 for a plastic grocery bag. If we bring our own bags then we can only buy enough food and groceries to fill them up. If we plan to buy our plastic grocery bags at the supermarket then our spending could be unlimited.
- Buy Only What You Can Carry, Even If You Have a Car. I try to buy 2-3 bags of groceries each week. That is enough food for one person for a week, any more than that is excess. After 7 days or so food usually starts to go bad and I wouldn’t want to waste food because that is a waste of money.
2. Reuse Your Items for Something Else
- Use Your Unwanted Soap as Bubble Bath. There is nothing more that I hate than when my bars of soap get small and thin towards the end of their soapy lifespan. The sight of them makes me cringe and I used to just throw them out, but now I hold them under running water and use them to make bubble bath.
Photo by HoriaVartan
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