December 2010

December 31st… It’s time for a New Year’s Resolution

December 31, 2010

It’s December 31, and it’s time to make another New Year’s Resolution. Think back to your resolution last year. Did you achieve your New Year’s Resolutions? Did you make a New Year’s Resolution? Now, it’s a year later from the last time we all made a new years resolution, did you stick to your resolution [...]

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DINKS Reality: Do you keep financial secrets?

December 30, 2010

Till Debt Do Us Part is a half hour show that features money management guru Gail Vaz-Oxlade.  She tries to show all types of couples how to better manage their money and try to get out of debt.  Gail Vaz-Oxlade gives couples financial advice towards a total money makeover and tries to make up for [...]

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We can’t predict our future, but we can make a plan

December 29, 2010

As 2010 winds down and we all roll into 2011 it’s time to make changes to less desirable aspects of our lives, and to set our new goals for the New Year.  Is your New Year’s resolution related to personal finance?  Do you want to get your finances back on track? Is your new year’s [...]

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Money Lessons Learned from Merrill Lynch

December 28, 2010

This past week MSNBC published an article about the former major financial institution Merrill Lynch titled “How Merrill Lynch bankers helped blow up their firm”. It is never good business for our economy when a major financial institution falls from the top of the stock market into the financial black hole.  When companies shut down, [...]

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Being a DINK: Maybe I am just a Coward!

December 27, 2010

I know that we have discussed this before but after the last post where we discussed the cost of having children I started to think…Is my choice to not have children a smart financial decision, a selfish choice, or am I just flat out being a total commitment coward? With the recent break up of [...]

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Banks, Service Fees, and Saving Money

December 24, 2010

Happy Holidays DINKS! As you know, I work for a financial institution and therefore I don’t pay any monthly bank fees or service charges for my transactions.  It was only recently that I have become very grateful for the amount of money that I am saving every month by not paying monthly bank fees. I [...]

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Credit Card Security

December 23, 2010

It’s the busiest shopping time of the year…the holidays.  Some of us may be using cash to pay for our purchases to make sure that we stick to our budget, but most of us will be using our credit cards for our holiday purchases. Tips on how to Prevent Credit Card Fraud during the Holidays [...]

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Ways that We Waste our Money

December 22, 2010

MSN discusses ways that we waste money on a daily basis.  The article titled “Ten Ways that (We) Waste (Our) Money” shows us how we can save up to $2,389.55 per year.  There are several things that we can do with an extra $2389 per year such as taking an extra vacation, renovating a room [...]

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Our Money Counts… Holiday Finance 101

December 21, 2010

As I was surfing the next last week on various websites of different financial institutions, I stumbled across this website.  Your Money Counts.com is a public website from HSBC that discusses personal finances for the young adult. The four categories on YourMoneyCounts.com are Money, Credit, Goals, and Planning.  They are currently featuring an article titled [...]

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Are You Rich?

December 20, 2010

What does being rich mean to you? Does it mean having a lot of money or does it mean having more money than someone else? MSN recently published an article titled “How Much Does it take to be Rich?” and it made me think…am I rich? If I compare myself to other entrepreneurs such as [...]

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