October 2006

Those Crazy Russians

October 30, 2006

Like most denizens of the personal finance blogsphere, I’m always on the lookout for news that fresh and unique. Well, if you get a chance you might want to cruse on over to the New York Times, and check out their story on the consumption habits of Russia’s new rich.According to the article, the oligarchical [...]

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A New Sharebuilder Code!

October 29, 2006

We DINKS subscribe to the entertainment card. For those of you who don’t know what this is, its a coupon book containing discounts for restaurants, travel and entertainment. Use the book a couple of times and it pays for itself. Much to our glee, we opened the packaging on the 2007 entertainment card guide and [...]

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Procrastination Vs. Maintainance

October 28, 2006

Some of our posts talk about stocks, some give recommendations on saving money, some of our posts rant and rave, this post is a rant! A while ago, the diverter in our bathtub went out. The diverter is the piece of hardware that channels the bath water between the shower head and the tub. For [...]

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Ignorance Is Bliss

October 27, 2006

On the road to financial success, there are many pitfalls. Some are worse that others, for example having a spendthrift spouse, becoming a gambling addict or experiencing a prolonged health crisis can put you in a financial bind. A problem I’ve had in the past was daytrading. I’ve always enjoyed stocks and my wife and [...]

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DINKS Rights

October 26, 2006

As I devote my evening to caffeine and my policy paper on same-sex marriage, I wanted to note the ruling by the New Jersey Supreme Court today to open the door to same-sex marriage. How might this impact your bottomline? A few things to conisider. The pocket books of gay DINKS are affected in a [...]

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Saying goodbye…to our ARM

October 25, 2006

The great news from the DINKS is that we’ve finally completed our much discussed refinance! After three months of discussions, planning, calculating, researching and shopping, we finally closed on the deal this morning! My wife and I got up at the crack of dawn, dragged ourselves to the metro and made it promptly to the [...]

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Some Interesting News Links

October 24, 2006

Hello All, Just wanted to let our readers know that we’re both pretty swamped taking care of business at work and school. In the meantime, here are a couple of interesting news stories to tide you over. The first one is about an elderly lady in Florida who made 35 million by saving and investing. [...]

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Less is More

October 23, 2006

Having less available money can result in spending less. Obviously this isn’t a definite, but it does contribute to less expenditures. I learned this lesson back when I was paying off my credit cards in 2004, but have been reminded of this lately. As our readers know, James & I are both working to reduce [...]

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Housing Bubble: To Burst or Not to Burst

October 21, 2006

We know our readers love a good finance debate. Given the market these days, we think it’s about time to air our thoughts on housing market crashes. We don’t exactly see eye to eye on this matter, and would love to having our readers weigh in on who’s argument they side with. The debate begins! [...]

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Prosper.com is losing money

October 20, 2006

Many of our readers know, we’ve been working on ways to improve our return on equity to pay for graduate school. We were considering putting a chuck of cash into prosper.com, but decided against it for a number of reasons. Having a bit of money in the site, we still spend a fair amount of [...]

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