Credit Cards

Good morning Dinks. Have you ever had a spending problem with your credit cards? Hopefully, the answer is no. I have a few friends who have swiped their cards a few times too many. Having credit cards requires discipline. When you start swiping without thinking, you can run up huge bills on nonessential expenses in […]

Hello, Dinks. I know a lot of us have credit card debt. Many of us are looking for ways to eliminate it. One way to lower it is to switch to a low-interest rate credit card. You may be wondering how to do that. It’s pretty easy. Keep reading to find out how. Interest Rates […]

What’s going on Dinks? Do you remember your first credit card? I remember mine vividly. I opened it up at Bank of America 10 years ago. I’ve seen the limit start out at $1000 then balloon to $4000. Unfortunately, I’ve maxed that card out a few times. There’s so much I wish I would have […]

Many people have credit cards. A lot of people use them to get cash back or travel rewards. Some credit card offers might sound too good to be true. If it looks like its too good, it probably is. Over the years, credit card companies have gone from charging reasonable amounts of money for their […]

Hello, Dinks. Having a credit card stolen from you is very stressful. It sucks that people are so money hungry that they will do whatever they can to try and get more. Luckily, I haven’t had my credit card physically stolen. Someone did hack my number before. In today’s post, I will be going over some […]

Hello, Dinks. Do you have a credit card? Do you use it often? I currently have two. I’m not using credit again until I’ve paid off my debt. When I do start back using it, I don’t plan on getting back in debt or making any mistakes. Today I want to go over a few […]

Many of us have credit cards that we use in one way or the other. Have you ever taken the time to actually read and understand your credit card statement? I’ve had a credit card with one of the well-known banks for nearly 10 years now. Unfortunately, I didn’t start paying serious attention to my […]

A lot of people have credit card debt. The amounts vary per person. If you’re responsible you should be able to pay it off in ample time. Unfortunately, everyone isn’t that responsible. Many people let the credit card debt add up over time and struggle just to make minimum payments. Some are actually better off without […]