Credit Cards

My credit card debt is at the lowest it’s been in 10 years. It took me a lot of hard work to get to this point. I pretty much stopped using it. I made extra payments, and I got smarter when it came to credit. While I was able to get my credit usage under […]

Hopefully, your credit card is never stolen. A few years ago I dropped my wallet outside my college dorm. I realized it a few hours later. I freaked out initially, but I knew that wasn’t going to help the situation. I did a few things to help ease my mind. You should do them as well. […]

Hello, Dinks. If you have no credit history, how do you get a credit card? Do you remember getting your first credit card? I remember when I got mine. I was in college when I applied for it. Your first credit card marks your first experience into the world of adult finance and responsible lending. […]

Good morning Dinks. Have you ever had a spending problem with your credit cards? Hopefully, the answer is no. I have a few friends who have swiped their cards a few times too many. Having credit cards requires discipline. When you start swiping without thinking, you can run up huge bills on nonessential expenses in […]

Hello, Dinks. I know a lot of us have credit card debt. Many of us are looking for ways to eliminate it. One way to lower it is to switch to a low-interest rate credit card. You may be wondering how to do that. It’s pretty easy. Keep reading to find out how. Interest Rates […]

What’s going on Dinks? Do you remember your first credit card? I remember mine vividly. I opened it up at Bank of America 10 years ago. I’ve seen the limit start out at $1000 then balloon to $4000. Unfortunately, I’ve maxed that card out a few times. There’s so much I wish I would have […]

Many people have credit cards. A lot of people use them to get cash back or travel rewards. Some credit card offers might sound too good to be true. If it looks like its too good, it probably is. Over the years, credit card companies have gone from charging reasonable amounts of money for their […]

Hello, Dinks. Having a credit card stolen from you is very stressful. It sucks that people are so money hungry that they will do whatever they can to try and get more. Luckily, I haven’t had my credit card physically stolen. Someone did hack my number before. In today’s post, I will be going over some […]