5 Times When It’s O.K. to Splurge

by Kristina Tahnyak on October 21, 2015 · 1 comment

splurging, shopping, spending money

Have you ever wanted to buy something and then decided not to because it was just too much money?  Or at least you thought it was.  This is the spend vs. save dilemma that many people face every single day.

We want to spend money on things that make us happy, but the question we have to ask ourselves is when is it O.K. to spend a little more than we normally should and where do we draw the line?


This is one time I am always O.K. to splurge.  My definition of experiences may be different than yours.  Recently I have spent $40 on a blow out while on vacation and $210 on Cirque du Soleil tickets.  Yes of course I could have blow dried my hair at home for free, but sometimes it’s just nice to sit and relax and have things done for you.

Splurging on experiences is acceptable as long as it’s not a reoccurring thing and as long as you can afford the expense.


If you love to travel then why not spend money doing it.  If you want to take long weekend getaways or road trips or jet set off to a foreign country a couple times a year then you should do so.  Seeing new places, trying new things and learning about new cultures is never money wasted.

The best way to be able to spend money travelling and not feel guilty about it is to look for the best deals possible whenever you can.  I choose to travel by bus or train versus booking a flight because it’s cheaper.  The more I save on accommodations the more I can spend on experiences.

A good deal.

Sometimes we spend more than we normally would on an item and that’s O.K. as long as it’s a good deal.  Splurging on an expensive watch is an expense that can be justified as long as you don’t overpay.

Splurging means spending money out of the ordinary; it definitely doesn’t mean wasting money.  If you want to splurge on something, do so, just make sure you’re getting a good deal in the process.

To help someone out.

Sometimes family and friends fall into bad times.  You may not normally spend thousands of dollars at a time, but it’s O.K. if your spending it to help someone out.  Maybe you give them the money as a gift or maybe you lend it to them as a loan.

Just remember when lending money to family and friends it’s a good idea to get the repayment agreement in writing to protect yourself in case you have trouble recovering the money.

Medical expenses.

This is another time it’s O.K. to splurge with your money.  When it comes to your health you probably don’t want to go with the El Cheapo option.  I know medical bills can be expensive, but the aftermath of things like generic prescriptions and less than perfect dental treatments can end up costing you more in the long run.

When do you splurge with your money?

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{ 1 comment… read it below or add one }

1 Ben Dover June 6, 2016 at 5:29 am

i agree with you completely i ALSO ENJOY READING nans.thANKS GOOD DAY

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