This week I’ve been reflecting back on a post I read on changeisgoodI will teach you to be rich.  The topic was regarding the classic line, “She should love me for who I am”.  Ramit shares about how friends of his are complacent to think that they can stay exactly as they are and still attract a good mate.  And, how readers of his have noted concern about changing if they were to become rich.

I’m with Ramit on this one, and feel that mostly folks are afraid of change.

Just stop to consider: If you could have what you want, what would it look like?  Even if you feel that is an impossibility at this very moment.

I have two personal example of seemingly impossible change occurring and being quite delighted with the outcome.  Both started with a change in perspective.

The first is weight loss.  Looking back three years ago I would have felt elated to have lost ten pounds and that it would have been impossible to lose 35, since I was already working out 3-4 times a week and eating relatively well.  In short, I lost 35lbs over the course of the next year and have kept it off for the last 2 years with WeightWatchers.  Now I can’t imagine myself any other way.

The second is regarding finances.  I recall the first time we discussed doing our net worth, just under ten years ago.  I was a bit resistant, since I knew how much it would show in the negative.  It was a good exercise just to quantify our finances, and I realized that we had to start with where we were at to get where we wanted to be.  Fast forward nearly a decade and we just hit the million dollar mark for our net worth.

I am different as a result of both experiences, and for the better I feel.  If you want to create positive change in your life, then you need to take action.  That is all there is to it.

How do you feel about the effects of change and what is possible?

Best,

Miel


This entry was posted in Blogging, Debt, DINKS Reality, Goals, How we do it, Money Management, Tips by James Hendrickson. Bookmark the permalink.

Avatar photo About James Hendrickson

James Hendrickson is an internet entrepreneur, blogging junky, hunter and personal finance geek. When he’s not lurking in coffee shops in Portland, Oregon, you’ll find him in the Pacific Northwest’s great outdoors. James has a masters degree in Sociology from the University of Maryland at College Park and a Bachelors degree on Sociology from Earlham College. He loves individual stocks, bonds and precious metals.

MANAGE YOUR MONEY TOGETHER

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1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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