tag:blogger.com,1999:blog-26277603.post-19931582938668600592007-11-19T15:56:00.000-05:002007-11-19T15:56:00.000-05:00I think 10% is a worthy minimum for anyone. If people would just start out with this amount from the beginning, they would never even notice it as they progressed.pfodysseyhttp://pfodyssey.wordpress.com/noreply@blogger.com