tag:blogger.com,1999:blog-26277603.post-38036335805075140052007-06-13T16:31:00.000-05:002007-06-13T16:31:00.000-05:00paying interest is the worst, add that with finance charges and late fees one transaction can cause you trouble.<BR/><BR/>I have not used a credit card in ten years, My debit card does just fine. I go on vacations, stay at hotels and rent cars with my debit card. I do not like cc's.<BR/><BR/>If you have the cash saved for emergencies and groceries and so forth. You do not need to bother with cc's.<BR/><BR/>Forget the cash back rebates and airline miles, it's just another ploy to suck you in and make more purchases. The cc company always win. No matter how much advantage you think you have with credit you don't. The cc industry is a billion dollar industry. You cannot win.<BR/><BR/>The cc replaced the emergency fund that is why so many people are deeper and deeper in debt. Credit cards make you not save.Moneymonkhttp://www.blogger.com/profile/08742625250214975088noreply@blogger.com