tag:blogger.com,1999:blog-26277603.post-24408342837064452662008-06-25T10:42:00.000-05:002008-06-25T10:42:00.000-05:00Cheryl - I think the lesson is to only put a small amount on each person, as the basic answer is that you are screwed in the case of defaults.<BR/><BR/>Best,<BR/><BR/>MielDual Income No Kidshttp://www.blogger.com/profile/04648586816512955888noreply@blogger.com