Real estate

Real estate investing: Are you convinced?

September 16, 2013

Good morning Dinks.  As a financial planner I am always looking for the perfect investment strategy.  I don’t try to time the market, I try to find the perfect balance between different investment classes that include both fixed income and equity. I am what you would call a balanced investor.  I don’t like to take […]

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What Makes the Rich Different?

September 2, 2013

Hi All, One way that mega millionaires are different from everyone else is: income composition.  When you compare investors with over $5 million in net worth to those with 100,000 to 1 million in net worth, a big difference is percentage of income from investments.  Investors with over $5 million receive 43% of their income from […]

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Rock Solid Personal Finance Tips From Eric Tyson

May 21, 2013

If you’re a long time reader of the DINKs, you’ll know that we make an effort to bring high quality personal finance information. To whit, we wanted to share some key recommendations made byEric Tyson. Tyson is a former journalist with the San Francisco Chronicle, and has taught courses on personal finance at several universities […]

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Manage that Risk

March 25, 2013

Hi All, Okay. You’ve probably been following the headlines so you know the economy has been going through a historic and long lasting down turn. That said, if you have any reasonable amount of money or other forms of assets, you’ll probably inevitably have to incur some kind of risk. It’s important that the risk […]

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DINKS November Net Worth Update

November 25, 2012

Hi All, There are tons of personal finance blogs on the web.  Not all of them are the same, but one way you can evaluate the quality of the information you get is by understanding the writer’s financial situation.  This is because people’s financial considerations differ depending on how much money they have.  For example, someone with […]

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Friday Roundup: It’s Time To Buy a House

May 20, 2011

Happy Friday DINKS!  It’s May and that means that house hunting season has begun.  The spring is a popular time to buy a home because the cold winter weather is long behind us, and the hot sweaty summer has not yet begun. Are you planning to buy your first house or another house this Spring? […]

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DINKS Reality: Flip This House

May 17, 2011

The television channel A & E has a show called Flip This House which chronicles the experience of flipping houses for a profit. There are four main families/couples on the television show Flip This House.  Armando is the cheap businessman from Texas, Brian and Peter are best friends from Atlanta, Than and Paul are best […]

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Fixed Income Investments for Low Risk Investors

March 24, 2011

A great alternative to traditional low risk fixed income investments such as Treasury Bills, Bankers Acceptances, Bonds, and Term Deposits are Mortgage Backed Securities and Real Estate Income Trusts.  They offer a greater potential rate of return while taking only a little bit more risk. What is a Mortgage Backed Security? Mortgage Backed Securities (MBS) […]

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Owning is Good. But Renting is OK Too.

December 6, 2010

Real Estate is a good investment because over the long term the investment value should increase. However, it’s ok to rent. Renting is better for the budget but Owning is better for the bottom line.  Do you choose to rent or do you choose to own your home? Some people think that tenants who rent […]

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