Money Management

Made money mistakes? 3 tips to help you get back on track

November 20, 2013

Good morning Dinks.  Let’s get real for a minute or two.  So your personal financial situation is less than ideal.  So your credit card balance is higher than the balance in your bank account.  So you can’t afford to go on vacation this year. So what? We have probably all been there – I know […]

Read the full article →

Change your Mind to Change your Life

November 19, 2013

This week I’ve been reflecting back on a post I read on I will teach you to be rich.  The topic was regarding the classic line, “She should love me for who I am”.  Ramit shares about how friends of his are complacent to think that they can stay exactly as they are and still […]

Read the full article →

Being online can help you manage your money

November 7, 2013

Good morning Dinks.  As you may know I am not a tech-enthusiast, I would still have my old iPod with the wheel if I could find a new cover for it.  Instead I now have the iPod touch that I really can’t stand using because it takes five different actions to turn it on before […]

Read the full article →

Use Credit Cards To Juice Your Investment Savings

November 4, 2013

Hi All, Credit cards can either be used as means of payment, or they can be a method of finance. While credit cards are a secure and convenient way to pay for everyday items, their high interest rates and tough terms make them a terrible way to finance purchases. Simply put, those who carry a […]

Read the full article →

How to manage your paycheck – Sorry I can’t tell you

October 30, 2013

Good morning Dinks.  It seems like everywhere I turn I hear about “proper” money management and every news caster or reporter wants to tell us how to “properly” spend our pay check.  Every time I see an article about how to manage my money I think to myself – how can someone else tell me […]

Read the full article →

Manage Your Risk Using A Financial Pyramid

October 21, 2013

Folks, One good way to manage your risk is by spreading your investments into low, medium and high risk vehicles using a financial pyramid.  In a financial pyramid, the largest part of an investor’s assets are in safe liquid investments that provide a decent return, such as bonds or certificates of deposit.  Next, some money […]

Read the full article →

Eight Ways To Eat For Less

October 14, 2013

Folks, Everyone needs to eat, but eating doesn’t have to break the bank.  One of the easiest expenses to reduce is the amount you spend on food.  Reducing your grocery bill may mean eating more homemade food, but it generally means that you have more money in your pocket and better control of your diet […]

Read the full article →

Ducking the Financial Crisis Bullet

October 7, 2013

Hi All, Washington DC is smack dab in the middle of a second week of shutdown. Since Federal spending plays such a huge part of the U.S. economy, and since the shutdown does not appear to be ending anytime soon, there will inevitably be a negative impact on the economy. What does this mean for […]

Read the full article →

Learning about money later in life

October 3, 2013

Good morning Dinks.  As you know I haven’t always been good with money.  In my late teens and early 20s I racked up thousands of dollars in debt and spent the rest of my 20s paying it off.  I like to tell my story because I really want to help people avoid making the same […]

Read the full article →