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Where To Put Your Cash in 2009

December 31, 2008

Hi All, Well, 2008 is winding down. This means its time to consider how your finances might be adjusted to profit in the coming year. The weakening economy means that naysayers have been given more credence. For example, trend forecaster Gerald Cliente is predicting tax rebellions and demonstrations for jobs by 2012 (1). This sort [...]

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Nine Ways to Make Extra Money

April 6, 2008

Hi All, We thought it would be fun to share some things we’ve done to make extra money on the side. 1) Invest in high yield stock using DRIPS: For a while we DINKs held stock in Exxon Mobile and Johnson Controls through a dividend reinvestment program. We got in initially for around 250 bucks [...]

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A Hassle Free 6 percent…

February 22, 2008

Seems relatively elusive these days. As readers of our blog know, Miel and I have set the priority of paying off our second mortgage. We currently owe $16,700 at 9% on that loan. One way we wanted to address the debt is to refinance part of it into accounts with smaller balances. For example, we [...]

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Credit Cards Abroad

September 7, 2007

The credit card debate continues…. While I agree with parts of James’ last post on Jane Quinn’s book, I don’t exactly live by it. Don’t get me wrong, I’m all about spending less and paying down debt. Yet, living in the 21st century I’m not quite certain why she is still taking about checks. I’d [...]

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Stretch Goal

July 16, 2007

$400,000 Stretching is all part of the goal process. James and I have had the fortune to continually surpass our goals. Even when we really feel that we are making a big stretch, and don’t know where the money will come from, it most often exceeds our expectations. This year alone we’ve passed our goals [...]

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Mutual Funds with Extra Cash

June 23, 2007

Money, it’s an issue whether you have it or not. If you don’t have it you want it. If you’ve got it you want to figure out how best to use it. In my case at the moment, it is the later. I’ve got $7k in extra money and need to figure out what to [...]

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WaMu Sucks!

May 5, 2007

My father just caught me on the phone talking about going to the Eastern Shore with friends. He reminded me that it’s called the coast by fellow West Coasters. Another sign that I’ve converted to Eastern mentalities is my passionate dislike of Washington Mutual. I used to be a typical Oregonian who loved Washington Mutual. [...]

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The DINKs April Networth

April 14, 2007

The first two weeks in April have been kind to the DINKs. Our wealth increased from about $311,537 last month to $329,451. This is a gain of nearly $18,000 in one month. As near as we can tell, this gain is partially due to the following: 1) Improved Employment Situations: Miel, the better half of [...]

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The State of My Budget

March 29, 2007

So, sometimes we blog about finance or current events. Other times we blog about personal matters. This posting deals with my limited budget and how I’m investing despite having little money. I’m currently pulling in about $1,850 before taxes. This is primarily from two sources of income; my assistantship at the University and dividends from [...]

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How We Co-manage our Finances

March 12, 2007

A couple of our readers have been asked how we co-manage our financial lives as DINKs. Well, the answer is that it’s relatively straight forward. We follow a couple of principles which have sort of evolved over the course of our relationship. Separate Accounts: Since we are DINKs, and have busy separate lives, we both [...]

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