Credit Cards

How to Tell If Your Credit Card is Dangerous to Your Financial Health

October 15, 2012

(Guest Post by Benjamin Feldman) Credit cards are so common these days that it seems perfectly normal to pull one out and swipe it at the gas station, the grocery store, a restaurant, or anywhere else. It’s more convenient than using cash, and there are several other benefits (such as rewards, building credit, enhanced security) […]

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Yes Ma’am, your credit card does expire!

August 23, 2012

I can’t even believe that I am saying this (or typing this rather) but can you believe that some people don’t know that their credit card actually expires? That’s right some people have a credit card in their wallet and they use their credit card on a daily basis, but they don’t know that their […]

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What is a Good Credit Score?

August 16, 2012

Good Morning DINKS.  One of the major factors that people try to improve on or better in their financial lives is their personal credit score.  A good credit score can make both our personal and our financial lives a lot easier.  Having a good credit score can help us get a discount on our home […]

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The Best Credit Cards with Cash Back Rewards

May 2, 2012

Good Morning DINKS. We have discussed many times on this Dinks Finance why we love to use our credit cards.  We have also discussed when and why we choose to swipe our credit card including the added benefits, the extended warranties, and the convenience of using our credit cards. There is usually a consensus among […]

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Is a Credit Report Freeze More Trouble Than It’s Worth?

April 11, 2012

(Guest Post by Jay S. Fleischman) Two years ago my friend decided to get into the world of home ownership. The market had tanked, and he figured it was a good investment in his future. At first, the stars were perfectly aligned. He had great credit, a stable job, and money in the bank. At […]

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When and Why I Use My Credit Card

April 4, 2012

I have a love/hate relationship with my credit card. I loved using my credit cards in the past when I needed them, I hated paying off the debt over several years, and now I love using them responsibly and watching my credit score get stronger and stronger each month. I have definitely made my share […]

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Are You Wasting Money on Credit Card Interest?

March 15, 2012

(Guest Post by Jeffrey Weber) If you have credit card debt and good credit, chances are pretty high that you’re wasting money on interest. Just how much you’re wasting will vary tremendously based on your interest rate and average monthly balance, but here are a few numbers to reflect on: A person who carries an average […]

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Credit For a Cup of Coffee?

March 14, 2012

Good Morning DINKS.  We recently received an email from one of our long time readers named Mike from Silicon Valley.  His story was so intriguing that I just felt the need to share. Mike works in Silicon Valley California and he recently experienced something that made him wonder if his spending habits are old school […]

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Pay Off Your Credit Cards Sooner

January 25, 2012

As you may know I have recently turned my financial life around, it is by no means perfect but it is on the right path.  I no longer take money for granted, I always pay my bills on time, and I don’t accumulate debt. I decided to keep one credit card open in order to […]

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