Credit Cards

What are your monthly credit card purchases?

June 30, 2014

Good morning Dinks.  You have read me preach time and time again about not overspending on your credit cards.  I know firsthand how damaging to your life financial problems can be.  Not so long ago when I was in my early 20s I was living off my credit cards.  I would use my entire paycheck […]

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Loyalty cards and rewards are moving to your Smartphone

June 19, 2014

Good morning Dinks.  I have some big news to share with your today…I finally got an iPhone.  Yes that’s right it’s 2014 and I just got my first iPhone.  As you may remember I am Canadian, a country ruled by Blackberry.  Most of my family and friends have a Blackberry so any other type of […]

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Stop lying to yourself about your credit cards 

June 18, 2014

  Good morning Dinks.  As you may remember I am a reformed spend-a-holic. Actually I should say that I’m a reformed credit card user.  I used to whip out my credit card without even thinking about what I was doing.  With just a little swipe of a card I was completely ruining my life, but […]

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You bought what on your credit card?!

May 19, 2014

Good morning Dinks. Yesterday morning I was listening to the radio while I was taking my shower, this is rare for me because I actually hate listening to the radio.  I prefer to listen to CDs or my iPod because I know it’s music I like and its commercial free.  That’s probably an over share […]

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Are you taking full advantage of your credit card?

April 17, 2014

Credit cards can be the frenemy of consumers.  They can be your best friend if you use them wisely but they can also be your worst enemy if you aren’t financially responsible.  Using your credit card for smart purchases every month and paying it off in full saves money on interest payments.  It also helps […]

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Do you need to switch credit cards?

April 2, 2014

    Good morning Dinks.  It’s that time of the year again: Spring Fever.  Everywhere, people are cleaning out their homes, getting rid of unwanted items and making positive changes in their lives.  For some people this includes making changes to their finances.  Being financially responsible includes saving money for your goals, living on a […]

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Use Credit Cards To Juice Your Investment Savings

November 4, 2013

Hi All, Credit cards can either be used as means of payment, or they can be a method of finance. While credit cards are a secure and convenient way to pay for everyday items, their high interest rates and tough terms make them a terrible way to finance purchases. Simply put, those who carry a […]

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Personal Finance That Works

August 27, 2013

Folks, It’s good to periodically review the personal finance basics. These aren’t earth shattering, but they do help you get ahead. 1. Live below your means. The principle behind this is simple. If you earn 1,000 bucks per month, but you spend 1,100, then you’re running into trouble.  But on the other hand, if you […]

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It’s OK to use your credit card and NOT feel guilty

August 15, 2013

Good morning Dinks.  I know that everyday some of us experience the same money dilemma – should I or shouldn’t I use my credit card for my purchases.  There are several benefits to using your credit card for every purchase such as collecting rewards point and earning cash back.  However there are also downsides to […]

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