Credit Cards

The Complicated Nature of Credit Cards

June 28, 2016

If you own your business or are considering starting one, credit card transactions are a major part of running a business. While you always have the option not to accept credit cards, most customers have come to expect this as part of their shopping experience. Once you’ve decided whether to accept credit cards, it gets […]

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Hidden Credit Card Fees to Look Out For

June 24, 2016

Many people have credit cards. A lot of people use them to get cash back or travel rewards. Some credit card offers might sound too good to be true. If it looks like its too good, it probably is. Over the years, credit card companies have gone from charging reasonable amounts of money for their […]

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What to Do When Your Credit Card Gets Stolen

June 17, 2016

Hello, Dinks. Having a credit card stolen from you is very stressful. It sucks that people are so money hungry that they will do whatever they can to try and get more. Luckily, I haven’t had my credit card physically stolen. Someone did hack my number before. In today’s post, I will be going over some […]

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Credit Card Mistakes

March 4, 2016

Hello, Dinks. Do you have a credit card? Do you use it often? I currently have two. I’m not using credit again until I’ve paid off my debt. When I do start back using it, I don’t plan on getting back in debt or making any mistakes. Today I want to go over a few […]

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Understanding Your Credit Card Statement

January 15, 2016

Many of us have credit cards that we use in one way or the other. Have you ever taken the time to actually read and understand your credit card statement? I’ve had a credit card with one of the well-known banks for nearly 10 years now. Unfortunately, I didn’t start paying serious attention to my […]

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Why You Might Not Need A Credit Card

December 2, 2015

A lot of people have credit card debt. The amounts vary per person. If you’re responsible you should be able to pay it off in ample time. Unfortunately, everyone isn’t that responsible. Many people let the credit card debt add up over time and struggle just to make minimum payments. Some are actually better off without […]

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My Bank Ruined My Credit Score

August 5, 2015

Good morning Dinks.  You aren’t going to believe the story I’m about to tell you.  Remember how I was becoming debt free?  Remember how Nick and I were thinking of buying a house?  Remember how I was working on improving my credit score from years of bad credit?  Well all that went out the window […]

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3 Reasons to NEVER Accept a Credit Card

July 29, 2015

Good morning Dinks.  Let me ask you a question, do you have the perfect credit card?  Maybe the answer is yes, but maybe the answer is “I don’t know”.  Many of us applied for a credit card in college and still have that credit card today.  Life goes on and maybe we never saw a […]

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Are you using your credit cards wisely?

July 22, 2015

Good morning Dinks.  I’m not talking about making purchases and paying them off in full every month to maintain a good credit score and avoid interest charges.  I’m talking about maximizing the benefits of your credit cards.  I just realized that I’m not doing this and as of yesterday Nick and I are changing the […]

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