Credit Cards

The Psychology of Credit Cards

April 5, 2017

Do you use credit cards? Some people use them all the time while others don’t use them at all. The credit card industry leverages on of the most ideas that drive the world. That idea is money psychology. A lot of people spend more than they need to when they are using their credit cards. […]

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Credit Card Advice Everyone Should Know

March 15, 2017

My credit card debt is at the lowest it’s been in 10 years. It took me a lot of hard work to get to this point. I pretty much stopped using it. I made extra payments, and I got smarter when it came to credit. While I was able to get my credit usage under […]

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Things to do if Your Credit Card is Stolen

February 27, 2017

Hopefully, your credit card is never stolen. A few years ago I dropped my wallet outside my college dorm. I realized it a few hours later. I freaked out initially, but I knew that wasn’t going to help the situation. I did a few things to help ease my mind. You should do them as well. […]

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How to Get Your First Credit Card

January 2, 2017

Hello, Dinks. If you have no credit history, how do you get a credit card? Do you remember getting your first credit card? I remember when I got mine. I was in college when I applied for it. Your first credit card marks your first experience into the world of adult finance and responsible lending. […]

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Credit Card Tips to Keep You on Track

December 19, 2016

Good morning Dinks. Have you ever had a spending problem with your credit cards? Hopefully, the answer is no. I have a few friends who have swiped their cards a few times too many. Having credit cards requires discipline. When you start swiping without thinking, you can run up huge bills on nonessential expenses in […]

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Saving Money With Credit Cards

November 30, 2016

Hello, Dinks. I know a lot of us have credit card debt. Many of us are looking for ways to eliminate it. One way to lower it is to switch to a low-interest rate credit card. You may be wondering how to do that. It’s pretty easy. Keep reading to find out how. Interest Rates […]

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Tips On How To Use Your 1st Credit Card

November 2, 2016

What’s going on Dinks? Do you remember your first credit card? I remember mine vividly. I opened it up at Bank of America 10 years ago. I’ve seen the limit start out at $1000 then balloon to $4000. Unfortunately, I’ve maxed that card out a few times. There’s so much I wish I would have […]

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Advantages of Increasing Your Credit Card Limit

October 17, 2016

A number of credit card users refrain from increasing their credit limit as they stand the risk of spending more than what they can repay. However, there are a few advantages of increasing your credit limit if you know how to manage your credit card efficiently. All you need to do is to ascertain your […]

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Is Credit Card Arbitrage a Good Way to Invest

September 19, 2016

Hello, Dinks. I know many of us have credit cards. Some people use travel cards for every purchase so that they can rack up award points. Some people use them for emergencies, while others use them for something called credit card arbitrage. You might be wondering what credit card arbitrage is. According to Investopedia, credit card […]

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