Credit Cards

Advantages of Increasing Your Credit Card Limit

October 17, 2016

A number of credit card users refrain from increasing their credit limit as they stand the risk of spending more than what they can repay. However, there are a few advantages of increasing your credit limit if you know how to manage your credit card efficiently. All you need to do is to ascertain your […]

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Is Credit Card Arbitrage a Good Way to Invest

September 19, 2016

Hello, Dinks. I know many of us have credit cards. Some people use travel cards for every purchase so that they can rack up award points. Some people use them for emergencies, while others use them for something called credit card arbitrage. You might be wondering what credit card arbitrage is. According to Investopedia, credit card […]

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The Complicated Nature of Credit Cards

June 28, 2016

If you own your business or are considering starting one, credit card transactions are a major part of running a business. While you always have the option not to accept credit cards, most customers have come to expect this as part of their shopping experience. Once you’ve decided whether to accept credit cards, it gets […]

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Hidden Credit Card Fees to Look Out For

June 24, 2016

Many people have credit cards. A lot of people use them to get cash back or travel rewards. Some credit card offers might sound too good to be true. If it looks like its too good, it probably is. Over the years, credit card companies have gone from charging reasonable amounts of money for their […]

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What to Do When Your Credit Card Gets Stolen

June 17, 2016

Hello, Dinks. Having a credit card stolen from you is very stressful. It sucks that people are so money hungry that they will do whatever they can to try and get more. Luckily, I haven’t had my credit card physically stolen. Someone did hack my number before. In today’s post, I will be going over some […]

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Credit Card Mistakes

March 4, 2016

Hello, Dinks. Do you have a credit card? Do you use it often? I currently have two. I’m not using credit again until I’ve paid off my debt. When I do start back using it, I don’t plan on getting back in debt or making any mistakes. Today I want to go over a few […]

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Understanding Your Credit Card Statement

January 15, 2016

Many of us have credit cards that we use in one way or the other. Have you ever taken the time to actually read and understand your credit card statement? I’ve had a credit card with one of the well-known banks for nearly 10 years now. Unfortunately, I didn’t start paying serious attention to my […]

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Why You Might Not Need A Credit Card

December 2, 2015

A lot of people have credit card debt. The amounts vary per person. If you’re responsible you should be able to pay it off in ample time. Unfortunately, everyone isn’t that responsible. Many people let the credit card debt add up over time and struggle just to make minimum payments. Some are actually better off without […]

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My Bank Ruined My Credit Score

August 5, 2015

Good morning Dinks.  You aren’t going to believe the story I’m about to tell you.  Remember how I was becoming debt free?  Remember how Nick and I were thinking of buying a house?  Remember how I was working on improving my credit score from years of bad credit?  Well all that went out the window […]

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