Credit Cards

How to Get Your First Credit Card

January 2, 2017

Hello, Dinks. If you have no credit history, how do you get a credit card? Do you remember getting your first credit card? I remember when I got mine. I was in college when I applied for it. Your first credit card marks your first experience into the world of adult finance and responsible lending. […]

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Credit Card Tips to Keep You on Track

December 19, 2016

Good morning Dinks. Have you ever had a spending problem with your credit cards? Hopefully, the answer is no. I have a few friends who have swiped their cards a few times too many. Having credit cards requires discipline. When you start swiping without thinking, you can run up huge bills on nonessential expenses in […]

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Saving Money With Credit Cards

November 30, 2016

Hello, Dinks. I know a lot of us have credit card debt. Many of us are looking for ways to eliminate it. One way to lower it is to switch to a low-interest rate credit card. You may be wondering how to do that. It’s pretty easy. Keep reading to find out how. Interest Rates […]

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Tips On How To Use Your 1st Credit Card

November 2, 2016

What’s going on Dinks? Do you remember your first credit card? I remember mine vividly. I opened it up at Bank of America 10 years ago. I’ve seen the limit start out at $1000 then balloon to $4000. Unfortunately, I’ve maxed that card out a few times. There’s so much I wish I would have […]

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Advantages of Increasing Your Credit Card Limit

October 17, 2016

A number of credit card users refrain from increasing their credit limit as they stand the risk of spending more than what they can repay. However, there are a few advantages of increasing your credit limit if you know how to manage your credit card efficiently. All you need to do is to ascertain your […]

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Is Credit Card Arbitrage a Good Way to Invest

September 19, 2016

Hello, Dinks. I know many of us have credit cards. Some people use travel cards for every purchase so that they can rack up award points. Some people use them for emergencies, while others use them for something called credit card arbitrage. You might be wondering what credit card arbitrage is. According to Investopedia, credit card […]

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The Complicated Nature of Credit Cards

June 28, 2016

If you own your business or are considering starting one, credit card transactions are a major part of running a business. While you always have the option not to accept credit cards, most customers have come to expect this as part of their shopping experience. Once you’ve decided whether to accept credit cards, it gets […]

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Hidden Credit Card Fees to Look Out For

June 24, 2016

Many people have credit cards. A lot of people use them to get cash back or travel rewards. Some credit card offers might sound too good to be true. If it looks like its too good, it probably is. Over the years, credit card companies have gone from charging reasonable amounts of money for their […]

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What to Do When Your Credit Card Gets Stolen

June 17, 2016

Hello, Dinks. Having a credit card stolen from you is very stressful. It sucks that people are so money hungry that they will do whatever they can to try and get more. Luckily, I haven’t had my credit card physically stolen. Someone did hack my number before. In today’s post, I will be going over some […]

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