Budgets

4 Easy Ways to Save Money at the Grocery Store

April 17, 2012

I don’t know about you, but a huge part of my weekly and monthly budgets is spent on food.  After housing costs my biggest expense each month is spent on food. Grocery shopping, take-out food and dining out in restaurants can add up to a lot of money on a daily, weekly, and monthly basis. [...]

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What is Adaptu?

March 8, 2012

Adaptu is a Money Management and Budgeting website that helps people learn about their Personal Finances. Adaptu knows that finance is personal for everyone and no one’s personal financial situation is the same as anyone else’s.  Your finances are not the same as your neighbour, your friend, or your co-worker. One of the many great [...]

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Why I Hate Money!

February 21, 2012

Good Morning DINKS.  There was a post not so long ago on the very popular and very fun financial blog Budgets Are Sexy that asked “Does America Hate Money?” This post got me thinking about my own opinion of money both as a person who lives on a budget as well as a financial service [...]

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Live on a Budget…Don’t Be Broke!

January 19, 2012

Good Morning DINKS.  The secret to always having money is to spend less than we earn.  More money has to be coming in from our income than it is going out from paying our expenses. I am a 31 year old professional who used to love spending money on nice things. Now I still spend [...]

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Save Money & Eat Like You Are Broke!

January 9, 2012

Good Morning DINKS! If we can learn to live on less to save money, then we can learn to eat less to lose weight. If we eat like we are broke then we can do both! I personally spend a lot of money on snacks, Starbucks and lunches during the week. I try to live [...]

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My 6 Month Ban on Non-Essential Personal Spending!

January 3, 2012

Good Morning DINKS. I recently had a financial break through regarding my personal spending and my budget. Over the past 6 months I have been tracking my personal spending in hopes of learning to live on less and save some extra money every week. On an average I spend approximately $200 per week which includes [...]

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The Best Gifts Come From The Heart

December 20, 2011

Good Morning DINKS.  We are in the middle of the gift giving season and I want to tell you about some of my favourite gifts from Christmas’ past.  My favourite gifts were not the most expensive gifts, but they were the ones with the most thought put into them; and that is what makes them [...]

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Is Price Always the Bottom Line?

November 7, 2011

As DINKS we all make money and as normal people functioning in society we also all spend money.  Sometimes we spend money on things that we like such as vacations and personal items and sometimes we spend money on items that are necessary to live such as food and housing.  My question to you DINKS [...]

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Chicago Bound on a Budget

November 2, 2011
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(Guest Post by Holly Watson) My fiancé and I enjoy taking road trips whenever we can. Chicago is one of our favorite destinations, so recently we decided to head there for a three-day weekend. We’re saving money for our wedding and couldn’t afford a lavish trip but we needed a vacation before our honeymoon, which [...]

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Why Do You Spend Money?

August 22, 2011

Good Morning DINKS. Today we are discussing the one habit that can bite into our net worth and our savings… shopping and spending money. There are two things that I always want to spend on, new clothes and takeout food. The state of shopping is the mind set to always want new things. Many money [...]

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