Bonds

Savings Bonds RIP

September 13, 2011

(Guest post from James, original founder of DINKS Finance :)) As many of you long time readers of personal finance blogs will know, the U.S. Treasury department recently issued a press release saying they were eliminating paper sales of savings bonds, effective January 1st, 2012. This move comes as little surprise as some personal finance [...]

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What Type of Investor are You?

June 21, 2010
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I am a balance investor. This means that ideally I should have a 60/40 split of growth and income in my retirement portfolio. Currently this is exactly what I have although previously it was split the other way. In summer of 2007 I changed the focus of my portfolio to fixed income such as mortgage [...]

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Shares and Stocks and Bonds OH MY!

May 27, 2010
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The stock market game can be very profitable or you can lose your shirt. Actually, considering the instability of the market over the last two years you would be lucky if you only lost your shirt. The key to investing in the stock market is to fully understand what you are getting in to and [...]

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Bonds and Interest Rates

March 10, 2010

Hello Folks, Personal finance is like many other parts of life: the more you know, the more effectively you can make decisions. So, this posting addresses one rather important topic – the impact of interest rates on bonds. This topic is important because if you’re serious about money you will probably get involved with buying [...]

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DINKs Buying More Real Estate

March 3, 2010

Hi Folks, So we don’t normally write so much about our own finances these days, but it looks like we’ll be buying another investment property. My wife Miel has been keeping an eye on the real estate market here in Washington DC for the past few months. On Sunday she found a great investment prospect. [...]

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Bonds vs. CDs

March 1, 2010

Hello Folks, Here is a topic that you don’t see covered much in personal finance literature these days. It tends to come up more when you’ve gotten out of debt and are looking at low risk ways to hold on your cash while still keeping it readily available. So, provided that you have $1,000 to [...]

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The Deficit: How To Protect Yourself

February 4, 2010

Hello All, Its another brilliant day in America’s capital. Unlike the sun shining outside, the fiscal news in Washington is somewhat more gloomy. As you are probably well aware, the Federal government is projected to rack up an additional $1.6 billion dollars in debt this year. If you’re watching the red ink, you may be [...]

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Investment Gifts for the Holidays – Part I

November 30, 2009

The holiday shopping season is official upon us. Consumerism is one reason why Americans aren’t as rich as we really should be – people spend all their time upgrading their stuff and not enough time getting financially secure. So, instead of getting stuff for the holidays, consider gifting real financial assets for your friends and [...]

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My Obsession With Savings Bonds

September 30, 2009

Hi All, Well. I went ahead and did it again. Despite the rate on US savings bonds being so low, I raided the change jar and cleaned out the corners of wallet and picked up another $25.00 Series EE savings bond. Seriously, from a financial standpoint, buying these bonds makes NO sense. Their rate is [...]

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Four Ways To Build Wealth

September 27, 2009

Hi All, Our posts have been educational recently. This one has more of a practical bent. Here are four things we’re doing to build and create wealth. You can do all of them are relatively painless and can be implemented without a whole lot of time commitment. 1) Selling Blog Links. As you’ve probably gathered [...]

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