Should you always buy insurance?

July 27, 2015

Good morning Dinks.  The short answer is YES.  Remember how last week our rental car was broken in to?  And remember how my luggage was stolen last May on my way home from a weeklong vacation?  Oh and remember how last year United Airlines lost my luggage twice and delayed it once.  I am living […]

Read the full article →

We Got Robbed!

July 24, 2015

Happy Friday Dinks.  Yes it’s true as I write this Nick and I are filing an insurance claim because yesterday our car was broken in to and all our personal belongings were stolen.  Has this ever happened to you?  I have to tell you it was a less than perfect scenario, but it definitely could […]

Read the full article →

Do you buy in bulk? Giveaway!

July 23, 2015

Good morning Dinks.  Let me ask you a question, is buying in bulk worth it for two people?  I know retail chains like Sam’s Club and Costco pride themselves on offering low prices for bulk purchases and I’m just wondering if a Costco membership is worth it for two people. Should you pay to buy […]

Read the full article →

Are you using your credit cards wisely?

July 22, 2015

Good morning Dinks.  I’m not talking about making purchases and paying them off in full every month to maintain a good credit score and avoid interest charges.  I’m talking about maximizing the benefits of your credit cards.  I just realized that I’m not doing this and as of yesterday Nick and I are changing the […]

Read the full article →

Do you have student loans?

July 20, 2015

Or did you after graduation?  I certainly did.  I had almost $20,000 in student loans and it took me almost seven years to pay them off.  I know that may seem like a long time but I had a whole bunch of other debt to pay off as well and I continued accumulating debt.  To […]

Read the full article →

My Bank Nemesis

July 17, 2015

Oh yes I have one.  Even though I’m a long time financial services employee and I should have some level of compassion for what bank employees go through on a daily basis the truth is I don’t.  I have zero tolerance for cold hearted banks who forget their clients are actual people instead of numbers. […]

Read the full article →

3 reasons to pay off your mortgage – and 1 not so good reason

July 16, 2015

Good morning Dinks.  Do you have a mortgage?  If you are like most Americans you are probably paying to live somewhere every month.  That payment can be in the form of rent or in the form of a mortgage loan.  However some lucky Americans are mortgage free. Are you one of those Americans without a […]

Read the full article →

Couples Summer Vacation Ideas

July 15, 2015

Good morning Dinks.  Are you and your sweetheart planning to take a vacation this summer?  This is usually the time of year when couples try to coordinate their time off from work so they can take a week or two and get out of town. Last year Nick and I spent a few days in […]

Read the full article →

Are you house poor?

July 13, 2015

Good morning Dinks.  Let me ask you a question, do you own your home?  As you know Nick and I rent our apartment and love it.  However lately I’ve been thinking that maybe I would like to have a house.  Grass to walk around in barefoot, a garden to plant flowers and levels of space […]

Read the full article →