I don’t have savings goals

November 24, 2014

Good morning Dinks.  It’s that time of the year again, time to start thinking about all the goals we achieved over the past year and time to start setting goals for the New Year.  So how did you do?  Did achieve your savings goal?  Did you max out your retirement accounts?  Did you pay off […]

Read the full article →

Weekly roundup: Snow, IRAs and small spaces

November 21, 2014

Happy Friday Dinks.  This week we had our first snow up here in Montreal and I wasn’t ready for it.  I guess it’s time to get out the ear muffs (yes I wear ear muffs) and winter coats.  I personally don’t adapt to the cold weather very well.  I’m one of those people who wear […]

Read the full article →

How to get your house winter ready

November 20, 2014

Here’s my personal confession for the week, my new apartment is cold.  It’s very very cold.  I mean we’re talking don’t want to get out of bed type of cold.  As you know Nick and I just moved into our apartment Oct 1 and we’re already freezing as fall gets closer to winter, I’m afraid […]

Read the full article →

How do you set your budget?

November 19, 2014

I know that setting a budget means living within your means and deciding how and when we want to spend our money.  But how do you set your monthly spending budget?  Maybe you budget based on what you earn or maybe you set your budget based on how much your expenses cost. Nick and I […]

Read the full article →

6 ways to save $20 today

November 17, 2014

As you know I’m always looking for ways to save money – always, absolutely any way I can.  I’ve become very money conscious over the last month and this is how I’m saving money absolutely every single day. Here are a few ways to save $20 today: Avoid food at the movies.  I love going to […]

Read the full article →

Weekly roundup: Amazon, apartments and assistance

November 14, 2014

(This is a pic from the New Orleans Aquarium) Good morning Dinks.  I hope you’re having a great Friday.   I don’t know what it is about Fridays but there’s something different in the air.  I wake up in a better mood and Fridays are just a happy day.  Maybe it’s because we get to wear […]

Read the full article →

Making the same debt mistakes…again

November 13, 2014

A few days ago I posted that I’m in debt again but I’m not freaking out.  It’s true.  I did have a minor panic attack aka flashback to my previous debt filled life just before I signed the credit application in the store.  But now it’s all good. Debt free? Not anymore. After literally giving […]

Read the full article →

Do you really need to spend that money?

November 12, 2014

The answer is most likely no.  Since our move I’ve been very aware of how I spend money and all the ways I can save throughout the day.  OK let’s just say it, I’m always looking for ways to save money.  Always.  I will walk in the freezing cold to pick up my pizza if […]

Read the full article →

Ballin on a Budget

November 10, 2014

Good morning Dinks.  This past week one of my colleagues offered to buy me coffee during our break.  Normally I enjoy accepting free Starbucks but there was something about the way he did it that really offended me.  I asked him why he always has the need to pay for things when he’s around me, […]

Read the full article →