Hello, Dinks. Most people can’t live without their cell phone these days. They use them for a lot of things. You want to make sure that you are paying the best price for your cell phone bill. The days of paying $100 for a single line should be over. If you’re still paying that amount or higher, I want you to pay special attention to today’s post. I will be sharing eight ways that will help you lower your cell phone bill.
The first thing that you should do is shop around. The worst thing that you can do is stay with a provider even though their prices are ridiculous. In this day and age, there are a lot of cell phone companies out there. Take the time to compare the service and pricing of each one.
Going the prepaid route is something that you can consider. I’ve had a prepaid phone for a few years now. I don’t have any complaints. I have the same plan that I had back in my contract days, but I’m paying $60 less. You can’t beat that. Anyone would enjoy saving $720 a year. With the prepay option you are still able to get the top phones as well.
The next way to help lower your cell phone is to use an employee discount. A lot of companies offer discounts for their employees. You can check your benefits package to see if your company qualifies. The employee discount can be anywhere from 10-30 percent. Saving any amount of money is good.
Lower your plan
When you get a chance, I want you to check your last two phone bills. Review your usage. If you see that you are using less than the amount you’re paying for you should consider changing your plan to a smaller one. For example, if you have a data package that offers 8 GB, but you are only using 4, you should change your plan. There is no reason to be paying for an expensive date package if you’re not suing it all.
Insurance on your phone may or may not be worth it. I was under contract for eight years with my cell phone provider. I only used the insurance policy six times during that period. I’m not sure if that extra $7-$10 each month was worth it. For most people, it would probably not be. If your phone happens to break you can probably get a replacement on eBay or Amazon. Depending on your phone type it would probably be cheaper that what you’re paying for in the insurance for the year.
Getting a family plan with your wife or husband could cut down on the price you’re paying. A lot of providers will charge you less for two combined lines than they would for two single lines.
Don’t cancel contract
If you can help it, don’t cancel a cell phone contract. The fees that they will charge you are ridiculous. I would suggest waiting for your contact to end before you jump ship to another provider. Your wallet will thank you.
Review your bill
The last thing that you should do is review your statement. Make sure that you aren’t getting charged any fees for going over your data or text message limits. If you are, it may be time to change your plan or provider.