I recently saw a television advertisement for the Discover Card® and I thought it was worth mentioning because the Discover More Credit Card has a lot of admirable features. We often see television commercials for VISA and MasterCard but this was the first time that I actually saw a commercial for a Discover Credit Card.
What is the Discover More Credit Card?
The Discover More Card is a cash back credit card that offers 1% cash back on all purchases. There is no limit on to how much money we can earn in cash back over the years. The Discover More Credit Card also offers 5% cash back on purchases in popular categories such as travel, gas, groceries and restaurants.
In addition to the regular 1% cash back on all purchases, and 5% cash back bonus on selected purchases, the Discover More Credit Card also offers $100 cash back when we purchase $500 in the first 3 months. This is an accumulated amount. Therefore, if we spent $500 in the first 3 months we will receive a $100 cash back bonus. It is usually paid to us in the form of a statement credit.
Discover offers an online shopping mall which allows consumers to save an added 5% to 20% cash back bonus on all purchase made at the Discover online shopping mall. Merchants in the Discover online shopping mall include Kohl’s, Clinique, ITunes, Office Depot, Sephora, Zales, and Best Buy. Click Here to view the entire merchant list in the Shop Discover online shopping mall.
What does the Discover More Credit Card Offer?
The Discover More Credit Card also offers a 0% Introduction rate on Purchases for 6 months and a 0% interest rate on all balance transfers for up to 12 months.
It is also important to note that the Discover More Credit Card offers all of this for a $0 Annual Fee.
Discover allows us to Customize Our Offer and apply for a Discover Credit Card directly on their website.
The Discover Card Builder offers a Personalized Credit Card.
The Discover website has a Card Builder which allows us to select our rewards program, choose our card design, and choose our terms.
The first series of questions asks about our credit history, our spending habits, and current offers. My recommended Discover Credit Cards are the 5% Cash back Bonus card, and the Double Miles Discover Credit Card.
Which card is best for you? Take the test to find out which Discover Credit Card is best for you and your spending habits.
(Photo By ML Operative)
DINKS (Dual Income No Kids) Finance is a blog discussing personal finance for couples. While by no means financial experts, we own a variety of assets including real estate and stocks. We've both been up to our eyeballs in debt and have made tons of financial mistakes. However, we've both successfully retired that debt and we both do learn from our failings. We hope that our voice in this blog can help others in achieving their goals!
{ 2 comments… read them below or add one }
Love my Discover Card and rewards program. Always pay balance off, use rewards to apply to travel/vacation. Never have had trouble with billing, great customer service. Also like spend anlayzer tool to make sure I’m staying on budget. Card accepted by most merchants, but carry a back-up card in case (it costs merchants to process Discover transactions – some won’t take it).
Hi Stacey,
It’s good to hear that Discover also has great customer service…that makes the card experience so much better! Thanks for reading.