Comments on: What Have You Cut in the Last 2 years? http://www.dinksfinance.com/2010/05/what-have-you-cut-in-the-last-2-years/ A personal finance blog by and for couples Thu, 09 Feb 2012 06:09:46 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Festival of Frugality #281: Lessons About Money Edition | remodeling this life http://www.dinksfinance.com/2010/05/what-have-you-cut-in-the-last-2-years/#comment-458 Festival of Frugality #281: Lessons About Money Edition | remodeling this life Tue, 25 May 2010 10:03:28 +0000 http://www.dinksfinance.com/?p=3849#comment-458 [...] presents What Have You Cut in the Last 2 years? posted at Dual Income No [...] [...] presents What Have You Cut in the Last 2 years? posted at Dual Income No [...]

]]> By: Kristina http://www.dinksfinance.com/2010/05/what-have-you-cut-in-the-last-2-years/#comment-433 Kristina Tue, 18 May 2010 03:22:10 +0000 http://www.dinksfinance.com/?p=3849#comment-433 Hi Jeff, I wanted to thank you for sharing your story with us. I think it is safe to say that a lot of people have made cuts over these past few years. Often is the case that we are unable to cut our biggest expense...our mortgage payments/rent. As I was thinking about your reply I realized that I have made other cuts in my spending. I didn't even notice them until I sat down to really think about it. I guess that over time I became extra cautious about where I am spending my money. I try not to do without, but I have definitely cut back on a lot of things. I have not been able to make any rent or car payment cuts but my grocery budget was cut from $120 a week to $75 per week. Hi Jeff,
I wanted to thank you for sharing your story with us. I think it is safe to say that a lot of people have made cuts over these past few years. Often is the case that we are unable to cut our biggest expense…our mortgage payments/rent. As I was thinking about your reply I realized that I have made other cuts in my spending. I didn’t even notice them until I sat down to really think about it. I guess that over time I became extra cautious about where I am spending my money. I try not to do without, but I have definitely cut back on a lot of things. I have not been able to make any rent or car payment cuts but my grocery budget was cut from $120 a week to $75 per week.

]]> By: Jeff @DeliverAwayDebt http://www.dinksfinance.com/2010/05/what-have-you-cut-in-the-last-2-years/#comment-430 Jeff @DeliverAwayDebt Mon, 17 May 2010 17:12:19 +0000 http://www.dinksfinance.com/?p=3849#comment-430 Over the last two years I can't think of anything I haven't cut back one or have gone without. Except the house payments. The grocery, gas, energy, clothing, fun, personal care budgets have all been slashed. Flowers for the house have been cut. Any house related upgrades are no longer and option (for now). The lease cars are gone and replaced with "paid for" models. The only darn thing I haven't be able to cut is the mortgages. Oh well my 2nd mortgage will be gone in a few more months, thanks to the second job. Why take such crazy actions? Oh yeah, I forgot to mention I was deep in debt. I still am, but we are taking the proactive approach and taking care of business before something bad happens. The amazing part is that we don't really miss everything we've cut back on. Wish I would have done this years ago. Oh well, we get smarter as we age eh? Over the last two years I can’t think of anything I haven’t cut back one or have gone without. Except the house payments. The grocery, gas, energy, clothing, fun, personal care budgets have all been slashed. Flowers for the house have been cut. Any house related upgrades are no longer and option (for now). The lease cars are gone and replaced with “paid for” models. The only darn thing I haven’t be able to cut is the mortgages. Oh well my 2nd mortgage will be gone in a few more months, thanks to the second job.

Why take such crazy actions? Oh yeah, I forgot to mention I was deep in debt. I still am, but we are taking the proactive approach and taking care of business before something bad happens. The amazing part is that we don’t really miss everything we’ve cut back on. Wish I would have done this years ago. Oh well, we get smarter as we age eh?

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