This Kind of Thinking Drives me Nuts…

by Dual Income No Kids on May 11, 2009 · 0 comments

Saw this on Craigslist Sunday…people who have this kind of attitude drive me up a wall. 

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Is it better to file for Bankruptcy now or wait? ———– >05/09 21:48:14 

I have close to $100,000 in credit card debt. Been unemployed for close to 5 months, just got offer making only $90,000 a year. 

During this period my already shaky credit got worse. I have not made any payments to chase this year. AMEX has cancelled both my cards and I owe $6,000 on both that are over 60 days late. 

Other than those two there is about $50,000 or $60,000 of credit card debt on various cards.. 

Running the numbers, I DO NOT have a hope in hell of paying this debt nor do I want to or feel obligated to after the banks accepted TARP funds. 

So if I file now, can I get in on a chapter 7 to wipe everything out since I will show minimal income for 6 months??

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