Hi All,

When we were chatting via skype today, we figured out that our net worth growth had nearly broken the $400,000 mark! This is really excellent news because it means that we are 10% towards our overall retirement goal of 4 million!

It also means that we’ve set a new goal of $440,000. This to be accomplished by the end of the year. Thats an annual growth rate of 10% in 7 months. Its a bit of a stretch, but our back of the envelope calculations suggest we can reach 60% of the targeted growth without much effort. For the rest, we’ll just have to rely on ingenuity and hard work.

Wish us luck!

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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