Oh, the joys of house hunting! Finding the perfect place for a couple is doubly difficult, as compromise is inevitable. James & I haven’t been through the process lately, but we have had several opportunities to select housing, both renting and buying.

I passed on these tips to friends moving into the city:

1) Separately write down the top five things each person is looking at in a place, in order of importance. (i.e. location, price, sunny, washer/dryer, etc.)
2) Compare what things each person can and can’t live without to see what rates the highest.
3) Work the market to see what comes up that suits your needs.

You might be surprised at what you find:

  • I discovered that James is adamantly against basement apartments, which are plentiful in DC.
  • My friend discovered that her husband preferred greatly not to ride the bus to work.

Taking a moment to survey our needs saved us both time and found us a place that we were both satisfied with.

Happy house hunting!

Miel

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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