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5 comments:
Posting about extended warrantees: There are a few notable exceptions to the advise. It is probably a good idea to purchase warrantee on portable DVD's, and cd players. These have movable parts and are subject to breakage.
Great blog. As 1/2 of a fellow DINK, I read this blog with great interest.
Just a quick mention, in case this is something that interests you: I have noticed that Bank of America is offering free online equity trades for anyone who has a $25,000 account. This account can include checking, savings, and CD's, so if you have $25k sitting in a CD earning over 5% you can get free stock trades. I haven't read the fine print, but this sounds pretty good.
Incidentally, I'm interested to see that one of you is a criminal justice PhD student. A few years ago I read an article by Sasha Abramsky in the Atlantic Monthly on the Prison-Industrial Complex and this really was an eye-opener. Good luck in your program, and thanks very much for this wonderful blog.
Hi,
I bumbled onto your blog doing a search about voluntary simplicity, which is connected to financial security in a roundabout way. My husband and I are mid-50's DINKS, who have greatly benefited from a living within our means & no debt approach to our finances.
I wanted to say, 'good show' for your interest in responsible financial management and goals!
I've maxed out our contributions to our 403B accounts for many years (as soon as we could afford it), as well as Roth IRA's. I've also invested in a range of mutual funds and stocks, but have largely been a buy and hold investor with our assets.
We're now in a position to consider ourselves financially independent, since we already have the assets to support our current lifestyle (not overly extravagant, but very comfortable, with lots of travel).
My advice is to save as much as you can, invest wisely (not chasing returns), and live debt-free as soon as possible. We've also benefited from living in relatively low-cost areas, which allowed us to buy and pay off mortgages in a decent amount of time, which isn't possible for many folks, and we've also had decent although not huge salaries (we're academics).
Best of luck to you and your blog-readers! It's all about living within your means, and focusing on what you really need.
Thanks for your great Blog. I agree that it is so much better to live with less and enjoy time with your family. My family was profiled in the Feb Money Magazine for our ability to save and live below our means. We are both retired and do noting but raise our kids. Many people say they want more time with the family but won’t leave the workplace even if they could . It is a strange transition but will be well worth it in years to come. We gave up a fair amount of money and job status to live this lifestyle but I feel it will pay off for our kids. Thx, Todd
Which websites would you suggest for online surveys that you know pay for sure?
How do you get paid to Blog?
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